1207 Arbor Ln, Pacific, MO 63069 Property Records

Franklin County property record for 1207 Arbor Ln, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1982
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-1-11.0-4-015-007.000`

Property Details

APN / Parcel Number

Primary APN	`19-1-11.0-4-015-007.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Other
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,068 sqft (0.3 acres)
Patio Area	180 sqft

Location & Zoning

Street Address	1207 ARBOR LN
City	PACIFIC
State	MO
Zip	63069-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 ARBOR LANE ADDITION
Legal Range	02E
Legal Township	43
Legal Section	11
Legal Quarter	SE
Legal Subdivision	ARBOR LANE
Legal Block	15
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	2
Census Block	2057
Census Tract	800704

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1207 ARBOR LN, PACIFIC, MO 63069-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 13, 2019	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Dec 3, 2018	Warranty Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2024
Deed Sale	Jun 6, 2024
Deed Document Number	2406476
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1207 ARBOR LN, PACIFIC, MO 63069-1205
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002105005
Date	Mar 17, 2021
Instrument	2105005

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1207 ARBOR LN, PACIFIC, MO 63069-1205
Document Number	0000010650
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1207 ARBOR LN PACIFIC MO 630691205, PACIFIC, MO 63069-1205

Mortgage

Document Number	0000010650
Date	Aug 19, 2019
Instrument	10650

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 3, 2018
Property Address	1207 ARBOR LN, PACIFIC, MO 63069-1205
Document Number	0000016528
Instrument Date	Nov 30, 2018
Instrument	16528
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1207 ARBOR LN PACIFIC MO 630691205, PACIFIC, MO 63069-1205

Mortgage

Document Number	16529
Date	Dec 3, 2018
Instrument	16529

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,618.00 (+10.6%)	$34,740 (+9.57%)	$182,840 (+9.56%) Land $24,020 Building $158,820
2023	$2,367.00 (+20.34%)	$31,707	$166,880 Land $24,020 Building $142,860
2022	$1,967.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC PWS serves 6,000 people · EPA ID MO6010620
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless · Fiber in parts of the area	600 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile.

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