1210 Adobe Ter, Vista, CA 92081 Property Records

San Diego County property record for 1210 Adobe Ter, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,505 sqft · built 1993
Lot Size	0.84 acres (3,657 sqft)
Owner	Company Name on Record
Last Sale	$535,000 (Feb 2018)
Tax Bill	$7,572 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`166-772-33-00`

Property Details

APN / Parcel Number

Primary APN	`166-772-33-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,505 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	3,657 sqft (0.84 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1210 ADOBE TER
City	VISTA
State	CA
Zip	92081-6364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M
Legal Description	LOT 33 TR 012198
Legal Subdivision	VISTA #86-20
Legal Tract	012198
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	19701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1675 LIVE OAK RD, 25, VISTA, CA 92081-5403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Sep 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage CHRISTYANNE INGELS
Mar 10, 2022	Intrafamily Transfer, Transfer
Jan 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 13, 2018	Grant Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2018 · Amount on Record
Deed Sale	Feb 13, 2018 · Amount on Record
Prior Sale	Jun 15, 2007 · Amount on Record
Deed Document Number	201857721
Last Transfer Date	Feb 25, 2022
Transfer Doc	0000108541
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1210 ADOBE TER, VISTA, CA 92081-6364
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 ADOBE TER, VISTA, CA 92081-6364

Mortgage

Document Number	0000339274
Date	Dec 2, 2025
Instrument	2025-0339274

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1210 ADOBE TER, VISTA, CA 92081-6364
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 ADOBE TER, VISTA, CA 92081-6364

Mortgage

Document Number	0000079794
Date	Apr 2, 2024
Instrument	2024-0079794

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1210 ADOBE TER, VISTA, CA 92081-6364
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 ADOBE TER, VISTA, CA 92081-6364

Mortgage

Document Number	0000262892
Date	Sep 28, 2023
Instrument	2023-0262892

Lender

Name	CHRISTYANNE INGELS
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2022
Property Address	1210 ADOBE TER, VISTA, CA 92081-6364
Document Number	0000108541
Map Reference	MAP 12198
Instrument Date	Feb 25, 2022
Instrument	2022-0108541
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1675 LIVE OAK RD APT 25, 25, VISTA, CA 92081-5403

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2021
Property Address	1210 ADOBE TER, VISTA, CA 92081-6364
Document Number	0000028824
Map Reference	MAP 12198
Instrument Date	Dec 29, 2020
Instrument	2021-0028824
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 ADOBE TER, VISTA, CA 92081-6364

Mortgage

Document Number	0000028825
Date	Jan 14, 2021
Instrument	2021-0028825

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2018
Property Address	1210 ADOBE TER, VISTA, CA 92081-6364
Document Number	0000057721
Map Reference	MAP 12198
Instrument Date	Feb 6, 2018
Instrument	2018-0057721
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1210 ADOBE TER, VISTA, CA 92081-6364

Mortgage

Document Number	0000057722
Date	Feb 13, 2018
Instrument	2018-0057722

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,906 (+2%) Land $352,365 Building $268,541
2025	$7,572.00 (+7.8%) Homeowner's exemption	$608,732 (+4.04%) Land $345,456 Building $263,276
2023	$7,024.00 (+0.24%) Homeowner's exemption	$585,096 Land $332,043 Building $253,053
2022	$7,007.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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