121 Windward Dr, Manahawkin, NJ 08050 Property Records

Ocean County and Stafford Township property record for 121 Windward Dr, Manahawkin, NJ 08050

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,548 sqft · built 2004
Lot Size	0.049 acres (2,121 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2024)
Tax Bill	$6,119 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00158-0000-00010-67`

Property Details

APN / Parcel Number

Primary APN	`31-00158-0000-00010-67`
Alternative APN	`31001580000000100067`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,548 sqft Living Area
Gross Area	2,138 sqft
Basement Area	590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Frame
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	2,121 sqft (0.049 acres)
Lot Dimensions	96 ft deep x 22 ft wide
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	121 WINDWARD DR
City	MANAHAWKIN
State	NJ
Zip	08050-3345
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MU
Legal Description	22X96.50
Legal Subdivision	STAFFORD
Legal Block	158
Legal Lot Number	10.67
Jurisdiction	OCEAN NJ
Township / Civil Division	STAFFORD
Census Block Group	3
Census Block	3027
Census Tract	735104

Owner

121 Windward Dr, a townhouse, is owned and occupied by two individuals who bought it in March 2024.

Source: Ocean County and Stafford Township records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 WINDWARD DR, MANAHAWKIN, NJ 08050-3345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed, Transfer · Conventional Mortgage SPENCER SAVINGS BANK
Mar 28, 2024	Deed, Transfer · Conventional Mortgage BLUE FOUNDRY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	May 20, 2014 · Amount on File
Deed Document Number	202422701
Deed Book / Page	19642 / 1374
Prior Transfer Date	Mar 25, 2004
Prior Transfer Doc	0000139723
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 2, 2026
Property Address	121 WINDWARD DR, MANAHAWKIN, NJ 08050-3345
Document Number	0000079875
Book / Page	20518 / 539
Instrument Date	Sep 25, 2026
Instrument	202679875
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	UNIVERSITY TITLE INC, UNIVERSITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WINDWARD DR, MANAHAWKIN, NJ 08050-3345

Mortgage

Document Number	0000079876,
Date	Oct 2, 2026
Book Page	20518/547
Instrument	202679876

Lender

Name	SPENCER SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Mar 28, 2024
Property Address	121 WINDWARD DR, MANAHAWKIN, NJ 08050-3345
Document Number	0196421374
Book / Page	19642 / 1374
Instrument Date	Mar 20, 2024
Instrument	2024022701
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	444 PRINCETON AVE, BRICK, NJ 08724-4863

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 WINDWARD DR, MANAHAWKIN, NJ 08050-3345

Mortgage

Document Number	2024022702
Date	Mar 28, 2024
Instrument	2024022702

Lender

Name	BLUE FOUNDRY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Max Rate	12.7%

Tax Assessment & Valuation

The 2025 property tax bill for 121 Windward Dr was $6,119, up 5.6% from the year before.

Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Stafford Township
Secondary School District	Southern Regional School District (07 - 12)
Elementary School District	Stafford Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,600 (+81.14%) Land $100,000 Building $322,600	$422,600 (+81.14%) Land $100,000 Building $322,600
2025	$6,119.00 (+5.65%)	$233,300 Land $52,000 Building $181,300	$233,300 Land $52,000 Building $181,300
2024	$5,792.00
2023		$233,300 Land $52,000 Building $181,300	$233,300 Land $52,000 Building $181,300
2022	$5,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Windward Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	23 (1980–2012)
Claims Outside the SFHA	3 of 23
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Windward Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD TWP WATER - BEACH HAVEN WEST serves 30,608 people · EPA ID NJ1530004
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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