121 Western St, Freeport, FL 32439 Property Records

Walton County property record for 121 Western St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 2006
Lot Size	1.55 acres (67,692 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2014)
Tax Bill	$475 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-1S-21-41090-00D-0120`

Property Details

APN / Parcel Number

Primary APN	`22-1S-21-41090-00D-0120`
Alternative APNs	`22-121-41090-00D-0120` `1039133`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,350 sqft Living Area
Gross Area	3,195 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	67,692 sqft (1.55 acres)
Lot Dimensions	430 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	1,350 sqft

Exterior Amenities

Porch	Open/Unfinished Porch
Porch Area	195 sqft
Shed	1 Shed
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	121 WESTERN ST
City	FREEPORT
State	FL
Zip	32439-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK D MULLET CREEK S/D PB 2-68 OR 2505-1088 OR 2960-1320
Legal Range	021
Legal Township	01S
Legal Section	22
Legal Subdivision	MULLET CREEK
Legal Block	D
Legal Lot Number	12
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1025
Census Tract	950306

Owner

Source: Walton County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	121 WESTERN ST, FREEPORT, FL 32439-6628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 30, 2022	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC
Dec 26, 2017	Deed of Trust, Mortgage · Conventional with PMI STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2014 · Amount on Record
Deed Sale	Sep 22, 2014 · Amount on Record
Prior Sale	Jun 5, 2003 · Amount on Record
Deed Document Number	20141296106
Deed Book / Page	2960 / 1320
Last Transfer Date	Jul 10, 2026
Transfer Doc	0000030595
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 27, 2026
Property Address	121 WESTERN ST, FREEPORT, FL 32439-6628
Document Number	0000030595
Book / Page	3406 / 4903
Instrument Date	Jul 10, 2026
Instrument	202630595
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WESTERN ST, FREEPORT, FL 32439-6628

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 30, 2022
Property Address	121 WESTERN ST, FREEPORT, FL 32439-6628
Document Number	0032644915
Book / Page	3264 / 4915
Map Reference	MB 2 PG 68A
Instrument Date	Aug 29, 2022
Instrument	20220039254
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2456, KEY WEST, FL 33045-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 WESTERN ST, FREEPORT, FL 32439-6629

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	121 WESTERN ST, FREEPORT, FL 32439-6628
Document Number	0030623483
Book / Page	003062 / 003483
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 WESTERN ST FREEPORT FL 324396628, FREEPORT, FL 32439-6628

Mortgage

Document Number	0030623483
Date	Jan 9, 2018
Book Page	003062/003483
Instrument	870

Lender

Name	STIFEL BK&TR
Type	Bank
Address	ST LOUIS, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$475.00 (+2.59%) Homeowner's exemption	$86,069 (-69.2%)	$275,752 (-1.32%) Land $117,252 Building $158,500
2024	$463.00 (+5.23%)
2023	$440.00 (+2.33%) Homeowner's exemption	$279,435 (+41.19%) Land $117,252 Building $162,183	$279,435 (+41.19%) Land $117,252 Building $162,183
2022	$430.00 Homeowner's exemption	$197,910 Land $39,684 Building $158,226	$197,910 Land $39,684 Building $158,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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