109 Western St, Freeport, FL 32439 Property Records

Walton County property record for 109 Western St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1967
Lot Size	0.626 acres (27,269 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2019)
Tax Bill	$1,206 (2024)
Deeds & Mortgages	Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-1S-21-41090-00D-0100`

Property Details

APN / Parcel Number

Primary APN	`22-1S-21-41090-00D-0100`
Alternative APN	`1039131`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,146 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1982
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,269 sqft (0.626 acres)
Lot Dimensions	36.4 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Convection

Location & Zoning

Account Number	1039131
Street Address	109 WESTERN ST
City	FREEPORT
State	FL
Zip	32439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE E 182FT OF LOTS 10 & 11 BLK D MULLET CREEK S/D PB 2-68A OR 350-445 OR 399-601 OR 485-185 THE N 20FT RESERVED FOR ACCESS
Legal Range	21W
Legal Township	01S
Legal Section	22
Legal Subdivision	BLK D MULLET CREEK S/D
Legal Block	D
Legal Lot Number	10-11 11
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1025
Census Tract	950306

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 WESTERN ST, FREEPORT, FL 32439-6628
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Deed Document Number	0003119909
Deed Book / Page	3119 / 909
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2019
Property Address	109 WESTERN ST, FREEPORT, FL 32439
Document Number	0031190909
Book / Page	003119 / 000909
Instrument Date	Sep 27, 2019
Instrument	33537
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 WESTERN ST FREEPORT FL 324396628, FREEPORT, FL 32439-6628

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,324 (-0.52%) Land $112,500 Building $54,824	$167,324 (-0.52%) Land $112,500 Building $54,824
2024	$1,206.00 (+3.7%)
2023	$1,163.00 (+26.28%)	$168,191 (+47.68%) Land $112,500 Building $55,691	$168,191 (+47.68%) Land $112,500 Building $55,691
2022	$921.00	$113,892 Land $58,518 Building $55,374	$113,892 Land $58,518 Building $55,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50