121 W Cottage Ave, Haddonfield, NJ 08033 Property Records

Camden County and Haddonfield Borough property record for 121 W Cottage Ave, Haddonfield, NJ 08033

Property Summary

Property Type	Single Family Home
Details	2,252 sqft · built 1890
Lot Size	0.176 acres (7,649 sqft)
Owner	2 Individual Names on File
Last Sale	$596,000 (May 2018)
Tax Bill	$16,907 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00074-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`17-00074-0000-00025`
Alternative APN	`170007400025`

Interior

Stories	2 Stories
Building Area	2,252 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	7,649 sqft (0.176 acres)
Lot Dimensions	153 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	121 W COTTAGE AVE
City	HADDONFIELD
State	NJ
Zip	08033-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	74
Legal Lot Number	25
Jurisdiction	CAMDEN NJ
Township / Civil Division	HADDONFIELD
Census Block Group	3
Census Block	3003
Census Tract	606400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Haddonfield Historic District listed 1982 · 476 contributing resources · NRIS 82003270

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

121 W Cottage Ave is owned and occupied by two individuals who bought it in May 2018.

Source: Camden County and Haddonfield Borough records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 W COTTAGE AVE, HADDONFIELD, NJ 08033-3305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 21, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2018 · Amount on File
Deed Sale	May 21, 2018 · Amount on File
Prior Sale	May 10, 2016 · Amount on File
Deed Document Number	201835061
Deed Book / Page	10885 / 1015
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	121 W COTTAGE AVE, HADDONFIELD, NJ 08033-3305
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	CITY ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034507
Date	Apr 14, 2021
Book Page	11690/1362
Instrument	2021034507

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	May 21, 2018
Property Address	121 W COTTAGE AVE, HADDONFIELD, NJ 08033-3305
Document Number	0000035061
Book / Page	010885 / 001015
Instrument Date	Apr 13, 2018
Instrument	35061
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	KNIGHTS ABSTRACT INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 W COTTAGE AVE HADDONFIELD NJ 080333305, HADDONFIELD, NJ 08033-3305

Mortgage

Document Number	35062
Date	May 21, 2018
Book Page	010885/001020
Instrument	35062

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 121 W Cottage Ave was $16,907, up 2.6% from the year before.

Source: Camden County and Haddonfield Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Haddonfield Borough
Unified School District	Haddonfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,000 (-) Land $262,500 Building $247,500	$510,000 (-) Land $262,500 Building $247,500
2025	$16,907.00 (+2.6%)	$510,000 Land $262,500 Building $247,500	$510,000 Land $262,500 Building $247,500
2024	$16,478.00
2023		$510,000 Land $262,500 Building $247,500	$510,000 Land $262,500 Building $247,500
2022	$16,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 W Cottage Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 W Cottage Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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