18 W Cottage Ave, Haddonfield, NJ 08033 Property Records

Camden County and Haddonfield Borough property record for 18 W Cottage Ave, Haddonfield, NJ 08033

Property Summary

Property Type	Single Family Home
Details	2,942 sqft · built 1894
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Mar 2021)
Tax Bill	$19,423 (2025)
Deeds & Mortgages	Apr 2022 Second Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-00071-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`17-00071-0000-00006`
Alternative APN	`170007100006`

Interior

Stories	2 Stories
Building Area	2,942 sqft Living Area

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Construction Type	Frame
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide

Location & Zoning

Street Address	18 W COTTAGE AVE
City	HADDONFIELD
State	NJ
Zip	08033-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOROUGH/HADDONFIELD
Legal Block	71
Legal Lot Number	6
Jurisdiction	CAMDEN NJ
Township / Civil Division	HADDONFIELD
Census Block Group	3
Census Block	3008
Census Tract	606400

Owner

Source: Camden County and Haddonfield Borough records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 W COTTAGE AVE, HADDONFIELD, NJ 08033-3304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARDENT FCU
Apr 7, 2021	Deed of Trust, Mortgage · Line of Credit ARDENT FCU
Mar 3, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 30, 2020	Grant Deed, Transfer CITY ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Prior Sale	Sep 30, 2020 · Amount on Record
Deed Document Number	202118617
Deed Book / Page	11643 / 1827
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	18 W COTTAGE AVE, HADDONFIELD, NJ 08033-3304
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037261
Date	Apr 1, 2022
Book Page	12041/1998
Instrument	2022037261

Lender

Name	ARDENT FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19130

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Mar 8, 2037

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	18 W COTTAGE AVE, HADDONFIELD, NJ 08033-3304
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031804
Date	Apr 7, 2021
Book Page	11683/294
Instrument	2021031804

Lender

Name	ARDENT FCU
Type	Credit Union
Address	PHILADELPHIA, PA 19130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Mar 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAMDEN NJ
Recording Date	Mar 3, 2021
Property Address	18 W COTTAGE AVE, HADDONFIELD, NJ 08033-3304
Document Number	0000018617
Book / Page	11643 / 1827
Instrument Date	Nov 18, 2020
Instrument	2021018617
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	COMMONGROUND ABSTRACT LLC, COMMONGROUND ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SPRINGDALE RD STE A3#A3, 100, CHERRY HILL, NJ 08003-3300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 W COTTAGE AVE, HADDONFIELD, NJ 08033-3304

Mortgage

Document Number	0116431836
Date	Mar 3, 2021
Instrument	11643/1836

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Sep 30, 2020
Property Address	18 W COTTAGE AVE, HADDONFIELD, NJ 08033-3304
Document Number	0000073177
Book / Page	011507 / 000207
Instrument Date	Aug 31, 2020
Instrument	73177
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	CITY ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 SPRINGDALE RD #A3PMB308 CHERRY HILL NJ 080033300, A3PMB3, CHERRY HILL, NJ 08003-3300

Tax Assessment & Valuation

Source: Camden County and Haddonfield Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Haddonfield Borough
Unified School District	Haddonfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,900 (-) Land $266,900 Building $319,000	$585,900 (-) Land $266,900 Building $319,000
2025	$19,423.00 (+2.6%)	$585,900 (-) Land $266,900 Building $319,000	$585,900 (-) Land $266,900 Building $319,000
2024	$18,930.00 (+2.15%)
2023		$585,900 Land $266,900 Building $319,000	$585,900 Land $266,900 Building $319,000
2022	$18,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2006–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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