121 Upper Bay Rd, Sunapee, NH 03782 Property Records

Sullivan County and Sunapee Town property record for 121 Upper Bay Rd, Sunapee, NH 03782

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,326 sqft · built 1970
Lot Size	1.2 acres (52,272 sqft)
Owner	Company Name on Record
Last Sale	$1,350,000 (Feb 2025)
Tax Bill	$10,362 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SUNA M:146 B:32 L`

Property Details

APN / Parcel Number

Primary APN	`SUNA M:146 B:32 L`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,326 sqft Living Area
Gross Area	3,572 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1994
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	121 UPPER BAY RD
City	SUNAPEE
State	NH
Zip	03782-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR - R
Legal Block	32
Jurisdiction	SUNAPEE TOWN NH
Township / Civil Division	SUNAPEE
Census Block Group	1
Census Block	1007
Census Tract	975300

Owner

Source: Sullivan County and Sunapee Town records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	121 UPPER BAY RD, SUNAPEE, NH 03782-2331
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit BAR HARBOR BANK & TRUST CO
Apr 20, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage BAR HARBOR BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Prior Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	20252500936
Deed Book / Page	2284 / 161
Transfer Doc	1916-183
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Jul 31, 2026
Property Address	121 UPPER BAY RD, SUNAPEE, NH 03782-2331
Document Number	0000003755
Book / Page	2333 / 985
Instrument Date	Jul 27, 2026
Instrument	20263755
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 UPPER BAY RD, SUNAPEE, NH 03782-2331

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNAPEE TOWN NH
Property Address	121 UPPER BAY RD, SUNAPEE, NH 03782-2331
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002180-176
Date	Dec 28, 2021
Book Page	2180/176
Instrument	2108803

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNAPEE TOWN NH
Recording Date	Apr 20, 2023
Property Address	121 UPPER BAY RD, SUNAPEE, NH 03782-2331
Document Number	002225-708
Book / Page	2225 / 708
Instrument Date	Apr 20, 2023
Instrument	2301574
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	355 CONGRESS ST # PH1, PH1, BOSTON, MA 02210-1828

Mortgage

Document Number	0002301575
Date	Apr 20, 2023
Instrument	2301575

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sullivan County and Sunapee Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Sullivan County
County Subdivision	Sunapee Town
Unified School District	Sunapee School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,362.00 (+131.81%)	$982,200 (+119.93%) Land $558,000 Building $424,200
2024	$4,470.00 (-28.46%)	$446,600 (-) Land $248,300 Building $198,300
2022	$6,248.00	$446,600 Land $248,300 Building $198,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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