121 Stone Spring Cir, Jackson, TN 38305 Property Records

Madison County property record for 121 Stone Spring Cir, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,485 sqft · built 2007
Lot Size	0.224 acres (9,775 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 2015)
Tax Bill	$893 (2024)
Deeds & Mortgages	May 2026 Mortgage Jan 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016P-E-015.00`

Property Details

APN / Parcel Number

Primary APN	`016P-E-015.00`
Alternative APNs	`03016PE016P01500` `057016P E 01500`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,485 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,775 sqft (0.224 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 STONE SPRING CIR
City	JACKSON
State	TN
Zip	38305-1695
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARBROOK FARMS PB 10 PG 308 BLK 1A LOT 137 85.51X115.50X48.69X114.10
Legal Subdivision	CEDARBROOK FARMS
Legal Block	1A
Legal Lot Number	137
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1012
Census Tract	1611

Owner

Source: Madison County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 STONE SPRING CIR, JACKSON, TN 38305-1695
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Jan 14, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 13, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 4, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2015 · Amount on Record
Deed Sale	Aug 24, 2015 · Amount on Record
Prior Sale	Apr 4, 2007 · Amount on Record
Deed Document Number	20159322
Deed Book / Page	730 / 534
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Recording Date	May 13, 2026
Property Address	121 STONE SPRING CIR, JACKSON, TN 38305-1695
Document Number	0000005226
Book / Page	2309 / 880
Instrument Date	Apr 8, 2026
Instrument	20265226
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STONE SPRING CIR, JACKSON, TN 38305-1695

Mortgage

Document Number	0000005226,
Date	May 13, 2026
Book Page	2309/880
Instrument	20265226

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	121 STONE SPRING CIR, JACKSON, TN 38305-1695
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STONE SPRING CIR, JACKSON, TN 38305-1695

Mortgage

Document Number	0T2269/110
Date	Jan 14, 2025
Book Page	T2269/110
Instrument	25000369

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	248 Months
Due	Sep 1, 2045

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	121 STONE SPRING CIR, JACKSON, TN 38305-1695
Document Number	0000008530
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 STONE SPRING CIR JACKSON TN 383051695, JACKSON, TN 38305-1695

Mortgage

Document Number	0000008530
Date	Jul 17, 2019
Book Page	0T2099/001358
Instrument	8530

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 16, 2044

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Jun 4, 2019
Property Address	121 STONE SPRING CIR, JACKSON, TN 38305-1695
Document Number	0000006568
Book / Page	00D751 / 001657
Instrument Date	Jun 3, 2019
Instrument	6568
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 BIRCH HOLLOW LN JACKSON TN 383051886, JACKSON, TN 38305-1886

Mortgage

Document Number	6569
Date	Jun 4, 2019
Book Page	0T2096/001118
Instrument	6569

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,675 (-) Land $6,250 Building $41,425	$190,700 (-) Land $25,000 Building $165,700
2024	$893.00 (-46.24%)
2023		$47,675 Land $6,250 Building $41,425
2022	$1,661.00		$190,700 Land $25,000 Building $165,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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