118 Stone Spring Cir, Jackson, TN 38305 Property Records

Madison County property record for 118 Stone Spring Cir, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,547 sqft · built 2006
Lot Size	0.275 acres (11,970 sqft)
Owner	2 Company Names on File
Last Sale	$124,400 (Jul 2006)
Tax Bill	$890 (2024)
Deeds & Mortgages	May 2022 Transfer May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016P-E-017.00`

Property Details

APN / Parcel Number

Primary APN	`016P-E-017.00`
Alternative APNs	`03016PE016P01700` `057016P E 01700`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,547 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	1,547 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,970 sqft (0.275 acres)
Lot Dimensions	171 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	31 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	118 STONE SPRING CIR
City	JACKSON
State	TN
Zip	38305-1696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARBROOK FARMS PB 10 PG 308 BLK 1A LOT 123 70.31 X 171.76 X 65.56 X 136.80
Legal Subdivision	CEDARBROOK FARMS
Legal Block	1A
Legal Lot Number	123
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	1611

Owner

118 Stone Spring Cir is owned by a company that acquired it in May 2022.

Source: Madison County records, as of December 10, 2025

Owner of Record	2 Company Names on File
Mailing Address	118 STONE SPRINGS CR, JACKSON, TN 38305
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Intrafamily Transfer, Transfer
May 23, 2022	Intrafamily Transfer, Transfer
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2006 · Amount on File
Deed Sale	Jul 31, 2006 · Amount on File
Prior Sale	Mar 20, 2006 · Amount on File
Deed Book / Page	682 / 1223
Last Transfer Date	May 20, 2022
Transfer Doc	00D771/366
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON TN
Recording Date	May 24, 2022
Property Address	118 STONE SPRING CIR, JACKSON, TN 38305-1696
Document Number	00D771/366
Book / Page	D771 / 366
Map Reference	MB 10 PG 308
Instrument Date	May 23, 2022
Instrument	22006892
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 STONE SPRING CIR, JACKSON, TN 38305-1696
Investor	Possibly a Property Investor

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON TN
Recording Date	May 23, 2022
Property Address	118 STONE SPRING CIR, JACKSON, TN 38305-1696
Document Number	00D771/348
Book / Page	D771 / 348
Map Reference	MB 10 PG 308
Instrument Date	May 20, 2022
Instrument	22006885
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 STONE SPRING CIR, JACKSON, TN 38305-1696
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	118 STONE SPRING CIR, JACKSON, TN 38305-1696
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008628
Date	Jul 16, 2020
Book Page	T2128/1284
Instrument	20008628

Lender

Name	COMMERCIAL BANK & TRUST COMPANY
Type	Bank
Address	PARIS, TN 38242

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,500 (-) Land $6,250 Building $41,250	$190,000 Land $25,000 Building $165,000
2024	$890.00	$47,500 (-) Land $6,250 Building $41,250
2023		$47,500 Land $6,250 Building $41,250
2022	$1,655.00		$190,000 Land $25,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 Stone Spring Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Stone Spring Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Aeneas Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stone Spring Cir

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