121 Spring Ln, Winter Park, FL 32789 Property Records

Orange County property record for 121 Spring Ln, Winter Park, FL 32789 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	8 bd · 7.25 ba · 6,326 sqft · built 2018
Lot Size	0.291 acres (12,677 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Feb 2017)
Tax Bill	$15,471 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-22-30-7454-01-290`

Property Details

APN / Parcel Number

Primary APN	`18-22-30-7454-01-290`
Alternative APNs	`302218745401290` `492546` `498225` `502852`

Interior

Bedrooms	8 Beds
Full Baths	7.25 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	6,326 sqft Living Area
Gross Area	8,696 sqft
1st Floor Area	2,630 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,677 sqft (0.291 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	530 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	121 SPRING LN
City	WINTER PARK
State	FL
Zip	32789-6062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIPPLES ADDITION DB 900/647 LOT 29 & 1/2 ST ON S BLK A
Legal Range	30E
Legal Township	22S
Legal Section	18
Legal Subdivision	RIPPLES ADD
Legal Tract	7454
Legal Block	A
Legal Lot Number	29,1
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3011
Census Tract	12800

Owner

Source: Orange County records · APN 18-22-30-7454-01-290

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 SPRING LN, WINTER PARK, FL 32789-6062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jun 21, 2019	Deed of Trust, Mortgage WATERSTONE MTG
Mar 16, 2018	Deed of Trust, Mortgage WATERSTONE MTG
Oct 19, 2017	Loan Modification, Mortgage NORMANDY CORP
Jun 05, 2017	Trustee's Deed, Construction Loan · Construction Mortgage NORMANDY SOUTH CORP
Feb 23, 2017	Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Prior Sale	Dec 01, 2016 · Amount on Record
Deed Document Number	2017102111
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	121 SPRING LN, WINTER PARK, FL 32789-6062
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SPRING LN, WINTER PARK, FL 32789-6062

Mortgage

Document Number	20210525324
Date	Aug 26, 2021
Instrument	20210525324

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	121 SPRING LN, WINTER PARK, FL 32789-6062
Document Number	0000397343
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 SPRING LN WINTER PARK FL 327896062, WINTER PARK, FL 32789-6062

Mortgage

Document Number	0000397343
Date	Jun 27, 2019
Instrument	397343

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	121 SPRING LN, WINTER PARK, FL 32789-6062
Document Number	0000163497
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 02, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	330 E KINGS WAY WINTER PARK FL 327895808, WINTER PARK, FL 32789-5808

Mortgage

Document Number	0000163497
Date	Mar 21, 2018
Instrument	163497

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	121 SPRING LN, WINTER PARK, FL 32789-6062
Document Number	0000580586
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 08, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4001 HARGILL DR ORLANDO FL 328061840, ORLANDO, FL 32806-1840

Mortgage

Document Number	0000580586
Date	Oct 24, 2017
Instrument	580586

Lender

Name	NORMANDY CORP
Address	ROCHESTER, NY 14607

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 05, 2017
Property Address	121 SPRING LN, WINTER PARK, FL 32789-6062
Instrument Date	May 25, 2017
Instrument	309023
Transaction Type	Construction Loan
Record Updated	Jun 19, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 SPRING LN WINTER PARK FL 327896062, WINTER PARK, FL 32789-6062

Mortgage

Document Number	0000309023
Date	Jun 05, 2017
Instrument	309023

Lender

Name	NORMANDY SOUTH CORP
Address	46 PRINCE ST, ROCHESTER, NY 14607-1023

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 04, 2018

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 23, 2017
Property Address	121 SPRING LN, WINTER PARK, FL 32789-6062
Document Number	0000102111
Map Reference	MB 900 PG 647
Instrument Date	Feb 22, 2017
Instrument	20170102111
Transaction Type	Transfer
Record Updated	Jan 03, 2022
Title Company	LEADING EDGE TITLE PARTNERS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 HOLLY ST, 202, COLUMBIA, SC 29205-2560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4001 HARGILL DR, ORLANDO, FL 32806-1840

Mortgage

Document Number	0000102112
Date	Feb 23, 2017
Instrument	20170102112

Lender

Name	GATEWAY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,080,536 (+6.44%)	$1,374,220 (+1.9%) Land $495,000 Building $879,220
2025	$15,471.00 (+3.11%) Homeowner's exemption	$1,015,128 (+5.99%)	$1,348,580 (+12.24%) Land $495,000 Building $853,580
2024	$15,004.00 (+3.65%)
2023	$14,476.00 (+5.23%) Homeowner's exemption	$957,785 (+3%)	$1,201,473 (+16.55%) Land $450,000 Building $751,473
2022	$13,756.00 Homeowner's exemption	$929,888	$1,030,893 Land $400,000 Building $630,893

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950128003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 46 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Nov 2022, other causes, Hurricane Nicole
Claims By Storm	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Low above 4% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75

May also be available at this address: T-Mobile USA, AT&T, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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