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120 Spring Ln, Winter Park, FL 32789 Property Records

Orange County property record for 120 Spring Ln, Winter Park, FL 32789 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 6.5 ba · 5,436 sqft · built 2019
Lot Size0.686 acres (29,873 sqft)
Owner2 Individual Names on File
Last Sale$496,000 (Aug 2015)
Tax Bill$30,413 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-22-30-7454-03-020

Property Details

APN / Parcel Number

Primary APN18-22-30-7454-03-020
Alternative APNs
  • 302218745403020
  • 492552
  • 498233
  • 502860

Interior

Bedrooms5 Beds
Full Baths6.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area5,436 sqft Living Area
Gross Area8,448 sqft
1st Floor Area5,436 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,873 sqft (0.686 acres)
Garage TypeAttached
Garage Area850 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchSlab
Porch Area1,490 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address120 SPRING LN
CityWINTER PARK
StateFL
Zip32789-6063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE RIPPLES ADDITION DB 900/647 LOT 2 & 1/2 VAC ST ON N & W & LOT 4 & 1/2 VAC ST ON W BLK C
Legal Range30E
Legal Township22S
Legal Section18
Legal SubdivisionRIPPLES ADD
Legal Tract7454
Legal BlockC
Legal Lot Number2,1,4
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group3
Census Block3007
Census Tract12800

Owner

Source: Orange County records · APN 18-22-30-7454-03-020

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address120 SPRING LN, WINTER PARK, FL 32789-6063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
May 18, 2018Trustee's Deed, Construction Loan · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2015 · Amount on Record
Deed SaleAug 13, 2015 · Amount on Record
Deed Document Number2015425040
Deed Book / Page10967 / 4237
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address120 SPRING LN, WINTER PARK, FL 32789-6063
Transaction TypeMortgage
Record UpdatedFeb 18, 2021
Title CompanyCLEAR TITLE OF FLORIDA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 SPRING LN, WINTER PARK, FL 32789-6063

Mortgage

Document Number20210065736
DateFeb 03, 2021
Instrument20210065736
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

May 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionORANGE FL
Recording DateMay 18, 2018
Property Address120 SPRING LN, WINTER PARK, FL 32789-6063
Instrument DateMay 16, 2018
Instrument297255
Transaction TypeConstruction Loan
Record UpdatedJun 19, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2630 PARK PLACE DR WINTER PARK FL 327896639, WINTER PARK, FL 32789-6639

Mortgage

Document Number0000297255
DateMay 18, 2018
Instrument297255
Lender
NameBRANCH BK&TR
TypeBank
Address223 NASH ST W, WILSON, NC 27893-3801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 17, 2048
Interest
Rate TypeAdjustable Rate
Rate4%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Park City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,012,909 (+2.7%)$3,066,670 (-1.06%) Land $880,000 Building $2,186,670
2025$30,413.00 (+3.05%) Homeowner's exemption$1,959,989 (+5.99%)$3,099,530 (+9.43%) Land $880,000 Building $2,219,530
2024$29,512.00 (+3.57%)
2023$28,495.00 (+5.03%) Homeowner's exemption$1,849,273 (+3%)$2,832,331 (+32.83%) Land $800,000 Building $2,032,331
2022$27,130.00 Homeowner's exemption$1,795,411$2,132,352 Land $572,000 Building $1,560,352

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950128003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 46 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA5 of 8
Most Recent ClaimNov 2022, other causes, Hurricane Nicole
Claims By Storm
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 484 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75

May also be available at this address: T-Mobile USA, AT&T, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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