121 Smith St, Mumford, NY 14511 Property Records

Monroe County and Wheatland Town property record for 121 Smith St, Mumford, NY 14511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 912 sqft · built 1900
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2022)
Tax Bill	$3,482 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`265689 208.15-1-61`

Property Details

APN / Parcel Number

Primary APN	`265689 208.15-1-61`
Alternative APNs	`56892081500001061000` `02088000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	672 sqft
Upper Floors Area	240 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	170 ft deep x 132 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02088000000
Street Address	121 SMITH ST
City	MUMFORD
State	NY
Zip	14511-9854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0023- 1-01 VILLAGE LOT L8&9
Legal Subdivision	VILLAGE OF MUMFORD
Legal Block	1
Legal Lot Number	61.000
Jurisdiction	MONROE NY
Township / Civil Division	WHEATLAND
Census Block Group	5
Census Block	5062
Census Tract	14700

Owner

Source: Monroe County and Wheatland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 SMITH ST, MUMFORD, NY 14511-9854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Deed Document Number	2022576
Deed Book / Page	12656 / 662
Prior Transfer Date	Mar 1, 2012
Prior Transfer Doc	0000000293
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE NY
Recording Date	May 2, 2022
Property Address	121 SMITH ST, MUMFORD, NY 14511-9854
Document Number	0000000576
Book / Page	12656 / 662
Instrument Date	Apr 14, 2022
Instrument	202205020576
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 SMITH ST, 121, MUMFORD, NY 14511-9854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SMITH ST, MUMFORD, NY 14511-9854

Mortgage

Document Number	0000000577
Date	May 2, 2022
Instrument	202205020577

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Monroe County and Wheatland Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Wheatland Town
Unified School District	Caledonia-Mumford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,482.00 (+0.93%)
2025	$3,450.00 (+226.09%)	$92,500 (-) Land $26,100 Building $66,400	$136,000 (+16.14%) Land $38,374 Building $97,626
2023		$92,500 (+19.35%) Land $26,100 Building $66,400	$117,100 (+19.37%) Land $33,041 Building $84,059
2022		$77,500 Land $26,100 Building $51,400	$98,100 Land $33,038 Building $65,062
2021	$1,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1979–2014)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALEDONIA VILLAGE serves 2,201 people · EPA ID NY2501013
Water Source	Purchased surface water from MCWA
Last State Inspection	Mar 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20