108 Smith St, Mumford, NY 14511 Property Records

Monroe County and Wheatland Town property record for 108 Smith St, Mumford, NY 14511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,735 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Mar 2023)
Tax Bill	$5,291 (2026)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`265689 208.15-1-51`

Property Details

APN / Parcel Number

Primary APN	`265689 208.15-1-51`
Alternative APNs	`56892081500001051000` `02080000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,735 sqft Living Area
1st Floor Area	1,322 sqft
Upper Floors Area	413 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	170 ft deep x 66.7 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02080000000
Street Address	108 SMITH ST
City	MUMFORD
State	NY
Zip	14511-9856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0023- 1-01 VILLAGE LOT L7 00
Legal Subdivision	VILALGE OF MUMFORD FIELD
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	MONROE NY
Township / Civil Division	WHEATLAND
Census Block Group	5
Census Block	5063
Census Tract	14700

Owner

108 Smith St is owned and occupied by an individual who bought it in March 2023.

Source: Monroe County and Wheatland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	108 SMITH ST, MUMFORD, NY 14511-9856
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Jun 24, 2013 · Amount on File
Deed Document Number	2023364
Deed Book / Page	12787 / 241
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 3, 2023
Property Address	108 SMITH ST, MUMFORD, NY 14511-9856
Document Number	0000000364
Book / Page	12787 / 241
Instrument Date	Feb 27, 2023
Instrument	202303030364
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 SMITH ST, MUMFORD, NY 14511-9856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 TERRACE PARK, ROCHESTER, NY 14619-2416

Tax Assessment & Valuation

The 2026 property tax bill for 108 Smith St was $5,291 with a homeowner's exemption, up 1.1% from the year before.

Source: Monroe County and Wheatland Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Wheatland Town
Unified School District	Caledonia-Mumford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,291.00 (+1.07%) Homeowner's exemption
2025	$5,235.00	$144,400 Land $22,300 Building $122,100	$212,400 Land $32,801 Building $179,599
2023		$134,400 (+9.8%) Land $22,300 Building $112,100	$170,100 (+9.81%) Land $28,223 Building $141,877
2022		$122,400 Land $22,300 Building $100,100	$154,900 Land $28,221 Building $126,679
2021	$2,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1979–2014)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALEDONIA VILLAGE serves 2,201 people · EPA ID NY2501013
Water Source	Purchased surface water from MCWA
Last State Inspection	Mar 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20