121 Sandy Point Way, Clermont, FL 34714 Property Records

Lake County property record for 121 Sandy Point Way, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,920 sqft · built 2004
Lot Size	0.121 acres (5,281 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Oct 2017)
Tax Bill	$3,390 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-24-26-0800-000-04000`

Property Details

APN / Parcel Number

Primary APN	`35-24-26-0800-000-04000`
Alternative APN	`3819551`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,920 sqft Living Area
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	5,281 sqft (0.121 acres)
Garage Type	Finished
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	286 sqft
Porch	Open Porch
Porch Area	382 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3819551
Street Address	121 SANDY POINT WAY
City	CLERMONT
State	FL
Zip	34714-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH GROVE UNIT 1 PB 50 PG 19-20 LOT 40 ORB 5009 PG 561
Legal Range	26E
Legal Township	24S
Legal Section	35
Legal Subdivision	HIGH GROVE UNIT 1
Legal Tract	800
Legal Lot Number	40
Legal Unit	1
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2015
Census Tract	31318

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 SANDY POINT WAY, CLERMONT, FL 34714-4843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 6, 2017	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Feb 5, 2015 · Amount on Record
Deed Document Number	2017106242
Deed Book / Page	5009 / 0561
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	121 SANDY POINT WAY, CLERMONT, FL 34714-4843
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SANDY POINT WAY, CLERMONT, FL 34714-4843

Mortgage

Document Number	0060700935
Date	Dec 22, 2022
Book Page	6070/935
Instrument	2022163547

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Nov 1, 2047

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 6, 2017
Property Address	121 SANDY POINT WAY, CLERMONT, FL 34714-4843
Document Number	0050090561
Book / Page	5009 / 0561
Map Reference	MB 50 PG 19&20
Instrument Date	Oct 3, 2017
Instrument	2017106242
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 SANDY POINT WAY, CLERMONT, FL 34714-4843

Mortgage

Document Number	2017106243
Date	Oct 6, 2017
Instrument	2017106243

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$237,320 (+5.98%) Land $92,750 Building $144,570	$405,889 (+2.53%) Land $92,750 Building $313,139
2024	$3,390.00 (+8.17%)
2023	$3,134.00 (+1%) Homeowner's exemption	$223,930 (+3%)	$395,866 (+16.34%) Land $92,750 Building $303,116
2022	$2,849.00 Homeowner's exemption	$217,410	$340,253 Land $75,250 Building $265,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHLAKE UTILITIES private · serves 9,950 people · EPA ID FL3354916
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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