121 Rucker Ave, Georgetown, KY 40324 Property Records

Scott County property record for 121 Rucker Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,360 sqft
Lot Size	0.186 acres (8,085 sqft)
Owner	Company Name on Record
Tax Bill	$2,112 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167-10-324.000`

Property Details

APN / Parcel Number

Primary APN	`167-10-324.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,360 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	8,085 sqft (0.186 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	121 RUCKER AVE
City	GEORGETOWN
State	KY
Zip	40324-1263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 55
Legal Lot Number	SHOWN,O
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2013
Census Tract	40208

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Broadway Neighborhood District listed 1991 · 217 contributing resources · NRIS 91001856

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1460 COPPER GLEN DR, LEXINGTON, KY 40514-1298
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Aug 20, 2021	Deed, Transfer · Stand-Alone First Mortgage NATHAN L MORRIS ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	121 RUCKER AVE, GEORGETOWN, KY 40324-1263
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1858/573
Date	Sep 18, 2025
Book Page	M1858/573
Instrument	556000

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055
Prepayment Penalty	00 Months

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 20, 2021
Property Address	121 RUCKER AVE, GEORGETOWN, KY 40324-1263
Document Number	00D426/724
Book / Page	D426 / 724
Instrument Date	Jul 23, 2021
Instrument	440980
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 OLYMPIA WAY, GEORGETOWN, KY 40324-9072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1460 COPPER GLEN DR, LEXINGTON, KY 40514-1298

Mortgage

Document Number	0000440981
Date	Aug 20, 2021
Instrument	440981

Lender

Name	NATHAN L MORRIS ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Oct 23, 2021

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,200 (-)	$237,200 (-)
2025	$2,112.00 (+118.63%)	$237,200 (+122.51%)	$237,200 (+122.51%)
2023	$966.00 (+6.98%)	$106,600 (+2.4%) Land $25,000 Building $81,600	$106,600 (+2.4%) Land $25,000 Building $81,600
2022	$903.00	$104,100 Land $22,500 Building $81,600	$104,100 Land $22,500 Building $81,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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