120 Rucker Ave, Georgetown, KY 40324 Property Records

Scott County property record for 120 Rucker Ave, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft
Lot Size	0.22 acres (9,594 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Aug 2021)
Tax Bill	$1,621 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`167-10-333.000`

Property Details

APN / Parcel Number

Primary APN	`167-10-333.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	9,594 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	120 RUCKER AVE
City	GEORGETOWN
State	KY
Zip	40324-1256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 55
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2013
Census Tract	40208

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Broadway Neighborhood District listed 1991 · 217 contributing resources · NRIS 91001856

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

120 Rucker Ave is owned and occupied by an individual who bought it in August 2021.

Source: Scott County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	120 RUCKER AVE, GEORGETOWN, KY 40324-1256
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO
Aug 13, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2021 · Amount on File
Deed Sale	Aug 13, 2021 · Amount on File
Prior Sale	Apr 5, 2010 · Amount on File
Deed Document Number	2021440613
Deed Book / Page	426 / 532
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	120 RUCKER AVE, GEORGETOWN, KY 40324-1256
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RUCKER AVE, GEORGETOWN, KY 40324-1256

Mortgage

Document Number	0M1867/169
Date	Nov 12, 2025
Book Page	M1867/169
Instrument	562118

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Aug 13, 2021
Property Address	120 RUCKER AVE, GEORGETOWN, KY 40324-1256
Document Number	00D426/532
Book / Page	D426 / 532
Instrument Date	Aug 10, 2021
Instrument	440613
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8729 EDGEWATER ST, FOLEY, AL 36535-5463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 RUCKER AVE, GEORGETOWN, KY 40324-1256

Tax Assessment & Valuation

The 2025 property tax bill for 120 Rucker Ave was $1,621.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,000 (-)	$182,000 (-)
2025	$1,621.00	$182,000	$182,000
2023	$1,595.00 (+4.52%)	$176,000 (-) Land $27,500 Building $148,500	$176,000 (-) Land $27,500 Building $148,500
2022	$1,526.00	$176,000 Land $22,500 Building $153,500	$176,000 Land $22,500 Building $153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Rucker Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Rucker Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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