121 Richards Rd, Toledo, OH 43607 Property Records

Lucas County property record for 121 Richards Rd, Toledo, OH 43607

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,791 sqft · built 1959
Lot Size1.15 acres (50,094 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Dec 2009)
Tax Bill$2,907 (2024)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN20-04904

Property Details

APN / Parcel Number

Primary APN20-04904
Alternative APN
  • 05909024

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,791 sqft Living Area
Gross Area3,918 sqft
1st Floor Area1,791 sqft
Basement Area1,551 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialBrick
Lot Area50,094 sqft (1.15 acres)
Lot Dimensions301 ft deep x 151 ft wide
View / LotSecondary
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address121 RICHARDS RD
CityTOLEDO
StateOH
Zip43607-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RS6
Legal Description3 6 SW 1/4 THT PT E 44.82 AC W FR 1/2W OF RICHARDS RD EXC
Legal Tract74
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group3
Census Block3005
Census Tract7401

Owner

121 Richards Rd is owned and occupied by an individual who bought it in December 2009.

Source: Lucas County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address121 RICHARDS RD, TOLEDO, OH 43607-2311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2009 · Amount on File
Deed SaleDec 3, 2009 · Amount on File
Deed Document Number200955447
Prior Transfer DateAug 13, 2003
Prior Transfer Doc0000095473
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address121 RICHARDS RD, TOLEDO, OH 43607-2311
Transaction TypeMortgage
Record UpdatedNov 25, 2025
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 RICHARDS RD, TOLEDO, OH 43607-2311

Mortgage

Document Number0000004121
DateJan 24, 2022
Instrument202201240004121
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$50,995 (-) Land $20,720 Building $30,275$145,700 (-) Land $59,200 Building $86,500
2024$2,907.00 (-0.85%)$50,995 (+26.26%) Land $20,720 Building $30,275$145,700 Land $59,200 Building $86,500
2023$2,932.00 (+1.42%)$40,390 (-) Land $17,815 Building $22,575
2022$2,891.00 Homeowner's exemption$40,390 Land $17,815 Building $22,575
2021$115,400 Land $50,900 Building $64,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 Richards Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Richards Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Buckeye Cablesystem
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20

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