108 Richards Rd, Toledo, OH 43607 Property Records

Lucas County property record for 108 Richards Rd, Toledo, OH 43607

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,300 sqft · built 1950
Lot Size0.365 acres (15,900 sqft)
Owner2 Individual Names on File
Last Sale$39,000 (Dec 2017)
Tax Bill$17,460 (2025)
Deeds & MortgagesAug 2021 Transfer
Apr 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-04851

Property Details

APN / Parcel Number

Primary APN20-04851
Alternative APN
  • 05448042

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,300 sqft Living Area
1st Floor Area754 sqft
2nd Floor Area546 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialMetal
Lot Area15,900 sqft (0.365 acres)
Lot Dimensions196 ft deep x 81 ft wide
View / LotSecondary
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address108 RICHARDS RD
CityTOLEDO
StateOH
Zip43607-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10-RS6
Legal Description3 6 SW 1/4 S 80.76 FT N 1600 FT W 221.24 FT ON S LINE PT
Legal Tract74
JurisdictionLUCAS OH
Township / Civil DivisionTOLEDO
Census Block Group1
Census Block1019
Census Tract7402

Owner

108 Richards Rd is owned and occupied by two individuals who acquired it in August 2021.

Source: Lucas County records, as of July 13, 2026

Owner of Record2 Individual Names on File
Mailing Address108 RICHARDS RD, TOLEDO, OH 43607-2310
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Intrafamily Transfer, Transfer
Apr 23, 2018Deed of Trust, Mortgage · Commercial Mortgage
GLASS CITY FCU
Dec 14, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2017 · Amount on File
Deed SaleDec 14, 2017 · Amount on File
Prior SaleDec 4, 1990 · Amount on File
Deed Document Number201754535
Last Transfer DateAug 25, 2021
Transfer Doc0000046500
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLUCAS OH
Recording DateAug 31, 2021
Property Address108 RICHARDS RD, TOLEDO, OH 43607-2310
Document Number0000046500
Instrument DateAug 25, 2021
Instrument202108310046500
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address108 RICHARDS RD, TOLEDO, OH 43607-2310

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUCAS OH
Property Address108 RICHARDS RD, TOLEDO, OH 43607-2310
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016955
DateApr 23, 2018
Instrument201804230016955
Lender
NameGLASS CITY FCU
TypeCredit Union
AddressMAUMEE, OH 43537
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueApr 25, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUCAS OH
Recording DateDec 14, 2017
Property Address108 RICHARDS RD, TOLEDO, OH 43607-2310
Document Number0000054535
Instrument DateDec 12, 2017
Instrument54535
Transaction TypeTransfer
Record UpdatedJan 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$156.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 RICHARDS RD TOLEDO OH 436072310, TOLEDO, OH 43607-2310

Tax Assessment & Valuation

The 2025 property tax bill for 108 Richards Rd was $17,460, up 1,047.2% from the year before.

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLucas County
MunicipalityToledo City
Unified School DistrictToledo City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,460.00 (+1,047.17%)$26,775 (-) Land $8,330 Building $18,445$76,500 (-) Land $23,800 Building $52,700
2024$1,522.00 (+8.48%)$26,775 (+42.46%) Land $8,330 Building $18,445$76,500 Land $23,800 Building $52,700
2023$1,403.00 (-3.24%)$18,795 (-) Land $7,105 Building $11,690
2022$1,450.00 Homeowner's exemption$18,795 Land $7,105 Building $11,690
2021$53,700 Land $20,300 Building $33,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Richards Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 108 Richards Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TOLEDO
serves 360,000 people · EPA ID OH4801411
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Mar 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Buckeye Cablesystem
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20

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