121 Reservoir Rd, Coventry, RI 02816 Property Records

Coventry Town property record for 121 Reservoir Rd, Coventry, RI 02816

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,734 sqft · built 1956
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Dec 2021)
Tax Bill	$9,722 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-0000-08`

Property Details

APN / Parcel Number

Primary APN	`1-0000-08`
Alternative APNs	`COVE M:50 L:31` `5229`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
Gross Area	3,878 sqft
1st Floor Area	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1-0000-08
Street Address	121 RESERVOIR RD
City	COVENTRY
State	RI
Zip	02816-6412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	31
Jurisdiction	COVENTRY RI
Township / Civil Division	COVENTRY
Census Block Group	3
Census Block	3025
Census Tract	20703

Owner

Source: Coventry Town records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	121 RESERVOIR RD, COVENTRY, RI 02816-6412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK
Aug 18, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BANKNEWPORT
Dec 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Jun 4, 2002 · Amount on Record
Deed Document Number	202110230
Deed Book / Page	2236 / 497
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Recording Date	May 4, 2026
Property Address	121 RESERVOIR RD, COVENTRY, RI 02816-6412
Document Number	0000009022
Book / Page	2355 / 588
Instrument Date	Apr 29, 2026
Instrument	20269022
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RESERVOIR RD, COVENTRY, RI 02816-6412

Mortgage

Document Number	002355-588,
Date	May 4, 2026
Book Page	2355/588
Instrument	20269022

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	121 RESERVOIR RD, COVENTRY, RI 02816-6412
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002282-815
Date	Aug 18, 2023
Book Page	2282/815
Instrument	3951

Lender

Name	BANKNEWPORT

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVENTRY RI
Recording Date	Dec 30, 2021
Property Address	121 RESERVOIR RD, COVENTRY, RI 02816-6412
Document Number	002236-497
Book / Page	2236 / 497
Instrument Date	Dec 27, 2021
Instrument	10230
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RESERVOIR RD, COVENTRY, RI 02816-6412

Mortgage

Document Number	0000010231
Date	Dec 30, 2021
Instrument	10231

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,722.00 (+1.58%)	$604,200 (-) Land $320,900 Building $283,300
2024	$9,571.00 (+3.34%)	$604,200 (-) Land $320,900 Building $283,300	$831,440
2023	$9,262.00	$604,200 Land $320,900 Building $283,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	19 (1979–2013)
Claims Outside the SFHA	15 of 19
Most Recent Claim	Sep 2013 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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