118 Reservoir Rd, Coventry, RI 02816 Property Records

Coventry Town property record for 118 Reservoir Rd, Coventry, RI 02816

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 538 sqft · built 1955
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$341,000 (Dec 2009)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Jan 2019 Refinance Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`7-0650-01`

Property Details

APN / Parcel Number

Primary APN	`7-0650-01`
Alternative APNs	`COVE M:50 L:20` `5215`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	538 sqft Living Area
Gross Area	1,132 sqft
1st Floor Area	538 sqft
Basement Area	538 sqft
Unfinished Basement	538 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7-0650-01
Street Address	118 RESERVOIR RD
City	COVENTRY
State	RI
Zip	02816-6411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Lot Number	20
Jurisdiction	COVENTRY RI
Township / Civil Division	COVENTRY
Census Block Group	3
Census Block	3025
Census Tract	20703

Owner

118 Reservoir Rd is owned by an individual who bought it in December 2009.

Source: Coventry Town records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	90 HAMBURGER RD, COVENTRY, RI 02816-5111
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC
Aug 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2009 · Amount on File
Deed Sale	Dec 29, 2009 · Amount on File
Deed Book / Page	1856 / 213
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	118 RESERVOIR RD, COVENTRY, RI 02816-6411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2121-477
Date	Jan 25, 2019
Book Page	2121/477

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	118 RESERVOIR RD, COVENTRY, RI 02816-6411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2172-271
Date	Aug 11, 2020
Book Page	2172/271
Instrument	5083

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 118 Reservoir Rd was $4,486.

Source: Coventry Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,486.00	$278,800 Land $196,900 Building $81,900
2024			$381,045
2023	$4,274.00	$278,800 Land $196,900 Building $81,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Reservoir Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	19 (1979–2013)
Claims Outside the SFHA	15 of 19
Most Recent Claim	Sep 2013 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Reservoir Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reservoir Rd

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