121 Prospect Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 121 Prospect Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1960
Lot Size	0.174 acres (7,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Dec 2024)
Tax Bill	$10,022 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-05405-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`35-05405-0000-00001`
Alternative APNs	`3500434000000031` `00054648`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,575 sqft (0.174 acres)
Lot Dimensions	101 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00054648
Street Address	121 PROSPECT AVE
City	NEPTUNE
State	NJ
Zip	07753-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Description	ALSO LOTS 33 & 32 NIT 1A
Legal Subdivision	SHARK RIVER HILLS SEC A
Legal Block	5405
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	3
Census Block	3048
Census Tract	808001

Owner

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 PROSPECT AVE, NEPTUNE, NJ 07753-5823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT BANK
Oct 18, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2024 · Amount on Record
Deed Sale	Dec 17, 2024 · Amount on Record
Deed Document Number	202489517
Deed Book / Page	9717 / 7814
Prior Transfer Date	Dec 13, 2024
Prior Transfer Doc	0097177814
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 8, 2021
Property Address	121 PROSPECT AVE, NEPTUNE, NJ 07753-5823
Document Number	0095498604
Book / Page	9549 / 8604
Instrument Date	Sep 30, 2021
Instrument	2021150030
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	TRUEX ABSTRACT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3205 W BANGS AVE, 3205, NEPTUNE, NJ 07753-2918

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 PROSPECT AVE, NEPTUNE, NJ 07753-5823

Mortgage

Document Number	2021150031
Date	Oct 8, 2021
Instrument	2021150031

Lender

Name	PROVIDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 10, 2036

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 18, 2019
Property Address	121 PROSPECT AVE, NEPTUNE, NJ 07753-5823
Document Number	0000098370
Book / Page	009374 / 008460
Instrument Date	Aug 19, 2019
Instrument	98370
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	121 PROSPECT AVE NEPTUNE NJ 077535823, NEPTUNE, NJ 07753-5823

Mortgage

Document Number	98371
Date	Oct 18, 2019
Book Page	009374/008470
Instrument	98371

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,800 (+19.48%) Land $487,500 Building $163,300	$650,800 (+19.48%) Land $487,500 Building $163,300
2025	$10,022.00 (+10.67%)	$544,700 (+18.41%) Land $347,800 Building $196,900	$544,700 (+18.41%) Land $347,800 Building $196,900
2024	$9,056.00 (+12.9%)
2023		$460,000 Land $271,200 Building $188,800	$460,000 Land $271,200 Building $188,800
2022	$8,021.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	245 units insured incl. 20 condo units
Nearby Flood Claims	270 (1978–2025)
Claims Outside the SFHA	30 of 270
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 203 claims Hurricane Irene, Aug 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Xfinity.

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