115 Prospect Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune Township property record for 115 Prospect Ave, Neptune, NJ 07753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,916 sqft · built 1976
Lot Size	0.188 acres (8,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,500 (Apr 2022)
Tax Bill	$11,204 (2025)
Deeds & Mortgages	Apr 2022 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-05405-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`35-05405-0000-00009`
Alternative APNs	`3500434000000026` `00054623`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
1st Floor Area	1,270 sqft
Upper Floors Area	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	8,198 sqft (0.188 acres)
Lot Dimensions	164 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	872 sqft
Patio Area	36 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00054623
Street Address	115 PROSPECT AVE
City	NEPTUNE
State	NJ
Zip	07753-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Description	L27
Legal Subdivision	SHARK RIVER HILLS SEC A
Legal Block	5405
Legal Lot Number	9
Jurisdiction	MONMOUTH NJ
Township / Civil Division	NEPTUNE
Census Block Group	3
Census Block	3048
Census Tract	808001

Owner

Source: Monmouth County and Neptune Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 PROSPECT AVE, NEPTUNE, NJ 07753-5823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Bargain and Sale Deed, Transfer NOT AVAILABLE, SEBER TITLE & STLMT SVCS LLC
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PHH MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Apr 29, 1999 · Amount on Record
Deed Document Number	202240631
Deed Book / Page	9589 / 7001
Record Updated	Oct 29, 2026

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 11, 2022
Property Address	115 PROSPECT AVE, NEPTUNE, NJ 07753-5823
Document Number	0095897001
Book / Page	9589 / 7001
Instrument Date	Mar 24, 2022
Instrument	2022040631
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	NOT AVAILABLE, SEBER TITLE & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$2,540.15
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 CEDAR RUN RD, 54, BAYVILLE, NJ 08721-3503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 PROSPECT AVE, NEPTUNE, NJ 07753-5823

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	115 PROSPECT AVE, NEPTUNE, NJ 07753-5823
Document Number	0000038730
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	115 PROSPECT AVE NEPTUNE NJ 077535823, NEPTUNE, NJ 07753-5823

Mortgage

Document Number	0000038730
Date	Apr 16, 2020
Book Page	009407/002450
Instrument	38730

Lender

Name	PHH MTG SVCS
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2035

Tax Assessment & Valuation

Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Neptune Township
Unified School District	Neptune Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$709,700 (+16.55%) Land $448,800 Building $260,900	$709,700 (+16.55%) Land $448,800 Building $260,900
2025	$11,204.00 (+3.58%)	$608,900 (+8.54%) Land $318,400 Building $290,500	$608,900 (+8.54%) Land $318,400 Building $290,500
2024	$10,817.00 (+17.23%)
2023		$561,000 Land $261,900 Building $299,100	$561,000 Land $261,900 Building $299,100
2022	$9,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 225 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	245 units insured incl. 20 condo units
Nearby Flood Claims	270 (1978–2025)
Claims Outside the SFHA	30 of 270
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 203 claims Hurricane Irene, Aug 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 36 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: Xfinity.

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