121 Pond Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 121 Pond Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1920
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on Record
Last Sale	$190,700 (Jan 2003)
Tax Bill	$8,737 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00255-0000-00046-02`

Property Details

APN / Parcel Number

Primary APN	`10-00255-0000-00046-02`
Alternative APN	`1000255000000046000B`

Interior

Stories	2 Stories
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Location & Zoning

Street Address	121 POND AVE
City	MIDDLESEX
State	NJ
Zip	08846-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60B
Legal Description	50X130 QUIT CLAIM DD
Legal Subdivision	DEWEY PARK
Legal Block	255
Legal Lot Number	46.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2005
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 POND AVE, MIDDLESEX, NJ 08846-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 11, 2020	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK
Oct 17, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2003 · Amount on Record
Deed Sale	Jan 31, 2003 · Amount on Record
Deed Book / Page	5141 / 892
Last Transfer Date	Oct 17, 2019
Transfer Doc	0000086359
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	121 POND AVE, MIDDLESEX, NJ 08846-2218
Document Number	0000019469
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 POND AVE JACKSON NH 03846, JACKSON, NH 03846

Mortgage

Document Number	0000019469
Date	Feb 27, 2020
Book Page	017797/001006
Instrument	19469

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	121 POND AVE, MIDDLESEX, NJ 08846-2218
Document Number	0000026903
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 POND AVE MIDDLESEX NJ 088462218, MIDDLESEX, NJ 08846-2218

Mortgage

Document Number	0000026903
Date	Mar 20, 2020
Book Page	017821/001260
Instrument	26903

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Interest

Rate	3.75%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 17, 2019
Property Address	121 POND AVE, MIDDLESEX, NJ 08846-2218
Document Number	0000086359
Book / Page	017655 / 000819
Instrument Date	Sep 11, 2019
Instrument	86359
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 POND AVE MIDDLESEX NJ 088462218, MIDDLESEX, NJ 08846-2218

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,300 (+1%) Land $137,500 Building $315,800	$453,300 (+1%) Land $137,500 Building $315,800
2025	$8,737.00 (-3.87%)	$412,100 (+4.91%) Land $137,500 Building $274,600	$412,100 (+4.91%) Land $137,500 Building $274,600
2024	$9,089.00 (+36.35%)
2023		$392,800 Land $137,500 Building $255,300	$392,800 Land $137,500 Building $255,300
2022	$6,666.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	108 (1979–2025)
Claims Outside the SFHA	17 of 108
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 17 claims Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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