116 Pond Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 116 Pond Ave, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,193 sqft · built 1913
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (Jan 2021)
Tax Bill	$9,241 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00256-0000-00018-01`

Property Details

APN / Parcel Number

Primary APN	`10-00256-0000-00018-01`
Alternative APN	`1000256000000018000A`

Interior

Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	116 POND AVE
City	MIDDLESEX
State	NJ
Zip	08846-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60B
Legal Description	50X125 19-22-A
Legal Subdivision	DEWEY PARK
Legal Block	256
Legal Lot Number	18.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2004
Census Tract	200

Owner

116 Pond Ave is owned and occupied by an individual who bought it in January 2021.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	116 POND AVE, MIDDLESEX, NJ 08846-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 3, 2018	Special Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	20212518
Deed Book / Page	18218 / 1361
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 7, 2021
Property Address	116 POND AVE, MIDDLESEX, NJ 08846-2217
Document Number	0000002518
Book / Page	18218 / 1361
Instrument Date	Dec 16, 2020
Instrument	2021002518
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	STEWART TITLE COMPANY NJ DIV

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,097.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2351 OXFORD AVE, 2351, SOUTH PLAINFIELD, NJ 07080-5430

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 POND AVE, MIDDLESEX, NJ 08846-2217

Mortgage

Document Number	0000002519
Date	Jan 7, 2021
Instrument	2021002519

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	May 3, 2018
Property Address	116 POND AVE, MIDDLESEX, NJ 08846-2217
Document Number	0000040712
Book / Page	17172 / 0772
Instrument Date	Apr 30, 2018
Instrument	201800040712
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 POND AVE, MIDDLESEX, NJ 08846-2217

Mortgage

Document Number	0000040713
Date	May 3, 2018
Instrument	201800040713

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 116 Pond Ave was $9,241, up 9.5% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$479,500 (+1%) Land $136,600 Building $342,900	$479,500 (+1%) Land $136,600 Building $342,900
2025	$9,241.00 (+9.45%)	$435,900 Land $136,600 Building $299,300	$435,900 Land $136,600 Building $299,300
2024	$8,443.00
2023		$364,900 Land $136,600 Building $228,300	$364,900 Land $136,600 Building $228,300
2022	$6,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Pond Ave in Zone X, an area of minimal flood risk, though there have been 108 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	108 (1979–2025)
Claims Outside the SFHA	17 of 108
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 17 claims Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 Pond Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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