121 Pomeroy Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 121 Pomeroy Ave, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,222 sqft · built 1952
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (May 2026)
Tax Bill$7,468 (2024)
Deeds & MortgagesMay 2026 Mortgage
May 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN19-05-130-010

Property Details

APN / Parcel Number

Primary APN19-05-130-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,222 sqft Living Area
1st Floor Area1,393 sqft
Basement Area1,118 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address121 POMEROY AVE
CityCRYSTAL LAKE
StateIL
Zip60014-5922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2009R0040188 LT 22 BLK 4 E L POMEROYS ADDN
Legal SubdivisionE L POMEROYS ADDN
Legal Block4
Legal Lot Number22
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1013
Census Tract871301

Owner

Source: McHenry County assessment roll, APN 19-05-130-010, as of March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 HOLLYCOURT TER, LAKE ZURICH, IL 60047-1213
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE
May 13, 2026Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE
Apr 14, 2022Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Nov 09, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
May 03, 2019Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Jul 19, 2018Deed of Trust, Mortgage · Line of Credit
BAXTER CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 13, 2026 · Amount on Record
Deed SaleMay 13, 2026 · Amount on Record
Prior SaleAug 04, 2009 · Amount on Record
Deed Document Number202613229
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Recording DateMay 13, 2026
Property Address121 POMEROY AVE, CRYSTAL LAKE, IL 60014-5922
Document Number0000013230
Instrument DateApr 01, 2026
Instrument202613230
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyPROPERTY TITLE, PROPER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 HOLLYCOURT TER, LAKE ZURICH, IL 60047-1213

Mortgage

Document Number0000013230,
DateMay 13, 2026
Instrument202613230
Lender
NameCOMPASS MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.13%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMay 13, 2026
Property Address121 POMEROY AVE, CRYSTAL LAKE, IL 60014-5922
Document Number0000013229
Instrument DateMar 13, 2026
Instrument2026.13229
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$56,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 HOLLYCOURT TER, LAKE ZURICH, IL 60047-1213

Mortgage

Document Number0000013229,
DateMay 13, 2026
Instrument2026.13229
Lender
NameCOMPASS MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.13%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address121 POMEROY AVE, CRYSTAL LAKE, IL 60014-5922
Transaction TypeMortgage
Record UpdatedApr 25, 2022
Title CompanyNOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013810
DateApr 14, 2022
Instrument2022R0013810
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueApr 30, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address121 POMEROY AVE, CRYSTAL LAKE, IL 60014-5922
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF O

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000060762
DateNov 09, 2021
Instrument2021R0060762
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051
Interest
Rate TypeFixed Rate
Rate2.25%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address121 POMEROY AVE, CRYSTAL LAKE, IL 60014-5922
Document Number0000013197
Instrument DateMay 03, 2019
Transaction TypeMortgage
Record UpdatedJun 04, 2019
Title CompanyMIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address121 POMEROY AVE CRYSTAL LAKE IL 600145922, CRYSTAL LAKE, IL 60014-5922

Mortgage

Document Number0000013197
DateMay 13, 2019
Instrument13197
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 12, 2029
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address121 POMEROY AVE, CRYSTAL LAKE, IL 60014-5922
Document Number0000025214
Instrument DateJul 19, 2018
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address121 POMEROY AVE CRYSTAL LAKE IL 600145922, CRYSTAL LAKE, IL 60014-5922

Mortgage

Document Number0000025214
DateJul 26, 2018
Instrument25214
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 25, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll as of March 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCrystal Lake City
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$7,468.00$96,224 (+25.14%) Land $16,664 Building $79,560$288,672 (+25.14%) Land $49,992 Building $238,680
2022Homeowner's exemption$76,892 Land $18,065 Building $58,827$230,676 Land $54,195 Building $176,481

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118713011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2003–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2020 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 424 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: WH i3B Bidco LLC/WH i3B Topco.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1110150, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCRYSTAL LAKE
serves 40,661 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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