115 Pomeroy Ave, Crystal Lake, IL 60014 Property Records

McHenry County property record for 115 Pomeroy Ave, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,940 sqft · built 1902
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2024 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-05-130-009`

Property Details

APN / Parcel Number

Primary APN	`19-05-130-009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,940 sqft
Gross Area	2,712 sqft
1st Floor Area	970 sqft
2nd Floor Area	970 sqft

Exterior

Year Built	Built 1902
Architectural Style	Colonial
Exterior Material	Frame Siding
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	115 POMEROY AVE
City	CRYSTAL LAKE
State	IL
Zip	60014-5922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1985R0902422 LT 20 BLK 4 E L POMEROYS ADDN
Legal Range	08E
Legal Township	43N
Legal Section	05
Legal Subdivision	E L POMEROYS ADD
Legal Block	4
Legal Lot Number	20
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1013
Census Tract	871301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 POMEROY AVE, CRYSTAL LAKE, IL 60014-5922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 1985
Deed Sale	Mar 4, 1985
Record Updated	Jun 7, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	115 POMEROY AVE, CRYSTAL LAKE, IL 60014-5922
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004413
Date	Feb 27, 2024
Instrument	2024R0004413

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 29, 2044

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	10.5%
Index	12-Month MTA
Max Rate	13.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$77,424 Land $18,065 Building $59,359	$232,272 Land $54,195 Building $178,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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