Union County and Summit City property record for 117 Orchard St, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,238 sqft · built 1960 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Feb 2019) |
| Tax Bill | $7,136 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-03913-0000-00002-01 |
| Primary APN | 18-03913-0000-00002-01 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,238 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 7,492 sqft (0.172 acres) |
| Street Address | 117 ORCHARD ST |
|---|---|
| City | SUMMIT |
| State | NJ |
| Zip | 07901-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FACILITY NAME: DISABLED VETERAN |
| Legal Block | 3913 |
| Legal Lot Number | 2.1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 38000 |
117 Orchard St is owned and occupied by two individuals who acquired it in September 2020.
Source: Union County and Summit City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 ORCHARD ST, SUMMIT, NJ 07901-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Quit Claim Deed, Transfer · VA Mortgage HOME PT FIN'L |
| Feb 1, 2019 | Grant Deed, Transfer · VA Mortgage MORTGAGE UNLIMITED |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on File |
| Deed Sale | Feb 1, 2019 · Amount on File |
| Prior Sale | May 8, 2015 · Amount on File |
| Deed Document Number | 2019309535 |
| Deed Book / Page | 6307 / 651 |
| Last Transfer Date | Sep 30, 2020 |
| Transfer Doc | 0063842670 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 6, 2020 |
| Property Address | 117 ORCHARD ST, SUMMIT, NJ 07901-4217 |
| Document Number | 0063842670 |
| Book / Page | 006384 / 002670 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 328798 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 ORCHARD ST SUMMIT NJ 079014217, SUMMIT, NJ 07901-4217 |
| Document Number | 147832502 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 014783/002502 |
| Instrument | 700476 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 1, 2019 |
| Property Address | 117 ORCHARD ST, SUMMIT, NJ 07901-4217 |
| Document Number | 0063070651 |
| Book / Page | 006307 / 000651 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 309535 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 117 ORCHARD ST SUMMIT NJ 079014217, SUMMIT, NJ 07901-4217 |
| Document Number | 45300323 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 004530/000323 |
| Instrument | 668779 |
| Name | MORTGAGE UNLIMITED |
|---|---|
| Type | Mortgage Company |
| Address | GARFIELD, NJ 07026 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2049 |
The 2025 property tax bill for 117 Orchard St was $7,136, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,600 (-) Land $68,000 Building $91,600 | $159,600 (-) Land $68,000 Building $91,600 | |
| 2025 | $7,136.00 (+2.65%) | $159,600 Land $68,000 Building $91,600 | $159,600 Land $68,000 Building $91,600 |
| 2024 | $6,952.00 | ||
| 2023 | $159,600 Land $68,000 Building $91,600 | $159,600 Land $68,000 Building $91,600 | |
| 2022 | $6,835.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 117 Orchard St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 117 Orchard St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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