Bremer County property record for 121 N Holmes St, Denver, IA 50622
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,273 sqft · built 1956 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jun 2021) |
| Tax Bill | $3,862 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-24-356-003 |
| Primary APN | 10-24-356-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,273 sqft Living Area |
| Basement Area | 1,273 sqft |
| Finished Basement | 1,000 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 86 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 121 N HOLMES ST |
|---|---|
| City | DENVER |
| State | IA |
| Zip | 50622-9503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-91-13 ORIGINAL LOT 6 BLK 4 |
| Legal Range | 13W |
| Legal Township | 91N |
| Legal Section | 24 |
| Legal Subdivision | DENVER (ORIGINAL TOWN) |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | BREMER IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 4600 |
121 N Holmes St is owned and occupied by two individuals who bought it in June 2021.
Source: Bremer County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 N HOLMES ST, DENVER, IA 50622-9503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DENVER SAVINGS BANK |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on File |
| Deed Sale | Jun 22, 2021 · Amount on File |
| Prior Sale | Sep 3, 2014 · Amount on File |
| Deed Document Number | 20213140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 121 N HOLMES ST, DENVER, IA 50622-9503 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020240978 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 20240978 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 23, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 121 N HOLMES ST, DENVER, IA 50622-9503 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020213142 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 20213142 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 5, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREMER IA |
| Property Address | 121 N HOLMES ST, DENVER, IA 50622-9503 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020203980 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 20203980 |
| Name | DENVER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREMER IA |
| Recording Date | Jun 22, 2021 |
| Property Address | 121 N HOLMES ST, DENVER, IA 50622-9503 |
| Document Number | 0020213140 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 20213140 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 N HOLMES ST, DENVER, IA 50622-9503 |
| Document Number | 0020213141 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 20213141 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 5, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.88% |
| Max Rate At Change | 4.88% |
| Index | 1-Year CMT |
The 2025 property tax bill for 121 N Holmes St was $3,862 with a homeowner's exemption.
Source: Bremer County assessment roll, as of September 18, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Bremer County |
| Municipality | Denver City |
| Unified School District | Denver Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,862.00 Homeowner's exemption | $255,270 Land $21,450 Building $233,820 | $255,270 Land $21,450 Building $233,820 |
| 2023 | $230,930 Land $19,800 Building $211,130 | $230,930 Land $19,800 Building $211,130 | |
| 2022 | $3,336.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 N Holmes St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 20 (1979–2008) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 N Holmes St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER SUPPLY serves 1,919 people · EPA ID IA0915030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Butler-Bremer Mutual Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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