101 N Holmes St, Denver, IA 50622 Property Records

Bremer County property record for 101 N Holmes St, Denver, IA 50622

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,826 sqft · built 1923
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$163,500 (Jul 2020)
Tax Bill$2,834 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Jul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-24-356-004

Property Details

APN / Parcel Number

Primary APN10-24-356-004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,826 sqft Living Area
1st Floor Area832 sqft
Basement Area976 sqft
Unfinished Basement984 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area334 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address101 N HOLMES ST
CityDENVER
StateIA
Zip50622-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-91-13 ORIGINAL LOT 7 BLK 4
Legal Range13W
Legal Township91N
Legal Section24
Legal SubdivisionDENVER (ORIGINAL TOWN)
Legal Block4
Legal Lot Number7
JurisdictionBREMER IA
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1035
Census Tract4600

Owner

101 N Holmes St is owned and occupied by an individual who bought it in July 2020.

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address101 N HOLMES ST, DENVER, IA 50622-9503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2018Deed of Trust, Mortgage · Line of Credit
VERIDIAN CREDIT UNION
Jul 27, 2020Warranty Deed, Transfer · Conventional Mortgage
IOWA FALLS STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2020 · Amount on File
Deed SaleJul 27, 2020 · Amount on File
Prior SaleSep 2, 2015 · Amount on File
Deed Document Number20203096
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address101 N HOLMES ST, DENVER, IA 50622-9503
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002490
DateJul 5, 2018
Book Page0000002018/0000002490
Instrument20182490
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term294 Months
DueJan 1, 2043

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateJul 27, 2020
Property Address101 N HOLMES ST, DENVER, IA 50622-9503
Document Number20203096
Instrument DateJul 8, 2020
Instrument20203096
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 N HOLMES ST, DENVER, IA 50622-9503

Mortgage

Document Number20203097
DateJul 27, 2020
Instrument20203097
Lender
NameIOWA FALLS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 101 N Holmes St was $2,834 with a homeowner's exemption.

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalityDenver City
Unified School DistrictDenver Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,834.00 Homeowner's exemption$190,150 Land $21,450 Building $168,700$190,150 Land $21,450 Building $168,700
2023$184,510 Land $19,800 Building $164,710$184,510 Land $19,800 Building $164,710
2022$2,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 101 N Holmes St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims20 (1979–2008)
Claims Outside the SFHA1 of 20
Most Recent ClaimApr 2008 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 101 N Holmes St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER SUPPLY
serves 1,919 people · EPA ID IA0915030
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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