121 Mud Pond Rd, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 121 Mud Pond Rd, Peru, NY 12972

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,320 sqft · built 1890
Lot Size	136 acres (5,945,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Apr 2013)
Tax Bill	$3,999 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`094000 289.-1-7.1`

Property Details

APN / Parcel Number

Primary APN	`094000 289.-1-7.1`
Alternative APN	`400028900000010070010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,320 sqft Living Area
1st Floor Area	660 sqft
2nd Floor Area	660 sqft
Upper Floors Area	165 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,945,940 sqft (136 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	121 MUD POND RD
City	PERU
State	NY
Zip	12972-3622
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PAT WATSON TRACT
Legal Block	1
Legal Lot Number	7.001
Jurisdiction	CLINTON NY
Township / Civil Division	PERU
Census Block Group	1
Census Block	1014
Census Tract	103800

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 MUD POND RD, PERU, NY 12972-3622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY BANK NA
Nov 15, 2021	Warranty Deed, Transfer · Stand-Alone Refinance COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2013 · Amount on Record
Deed Sale	Apr 19, 2013 · Amount on Record
Deed Book / Page	20132 / 55834
Last Transfer Date	Nov 4, 2021
Transfer Doc	0000320584
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	121 MUD POND RD, PERU, NY 12972-3622
Transaction Type	Mortgage
Record Updated	Mar 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000320585
Date	Nov 15, 2021
Instrument	20210-00320585

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Nov 15, 2021
Property Address	121 MUD POND RD, PERU, NY 12972-3622
Document Number	2021000320584
Instrument Date	Nov 4, 2021
Instrument	20210-00320584
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 MUD POND RD, PERU, NY 12972-3622

Mortgage

Document Number	2021000320585
Date	Nov 15, 2021
Instrument	20210-00320585

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,999.00 (+268.91%) Homeowner's exemption
2025	$1,084.00	$195,500 (+14.93%) Land $88,700 Building $106,800	$195,500 (+14.93%) Land $88,700 Building $106,800
2023		$170,100 Land $83,700 Building $86,400	$170,100 Land $83,700 Building $86,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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