St. Johns County property record for 121 Marsh Island Cir, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,385 sqft · built 2000 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $109,300 (Apr 2000) |
| Tax Bill | $1,491 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer May 2023 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 074531-2540 |
| Primary APN | 074531-2540 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,385 sqft Living Area |
| Gross Area | 1,855 sqft |
| 1st Floor Area | 1,385 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished Screened Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 121 MARSH ISLAND CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 254 OR1489/3 & 3152/543(D/C) & 3417/882(Q/C) & 6259/1060(L/E) |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 50 |
| Legal Subdivision | EAGLE CREEK OF ST AUGUSTINE |
| Legal Block | 1 |
| Legal Lot Number | 254 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20606 |
121 Marsh Island Cir is owned and occupied by two individuals who acquired it in November 2025.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 4, 2023 | Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2000 · Amount on File |
| Deed Sale | Apr 17, 2000 · Amount on File |
| Deed Document Number | 200015906 |
| Deed Book / Page | 1489 / 3 |
| Last Transfer Date | Nov 17, 2025 |
| Transfer Doc | 0062591060 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 19, 2025 |
| Property Address | 121 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644 |
| Document Number | 0062591060 |
| Book / Page | 6259 / 1060 |
| Map Reference | MB 28 PG 110-116 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025094403 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 MARSH ISLAND CIR, ST AUGUSTINE, FL 32095-9644 |
| Name | Verified Name |
|---|---|
| Address | 121 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 121 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 121 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644 |
| Document Number | 0057501916 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 5750/1916 |
| Instrument | 2023033632 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 896 Months |
| Due | Jan 24, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.01% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
The 2025 property tax bill for 121 Marsh Island Cir was $1,491, up 16.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,708 (+2.7%) | $265,059 (-3.71%) Land $65,000 Building $200,059 | |
| 2025 | $1,491.00 (+16.67%) Homeowner's exemption | $124,351 (+2.9%) | $275,281 (-3.87%) Land $60,000 Building $215,281 |
| 2024 | $1,278.00 (+2.49%) Homeowner's exemption | $120,846 (+3%) | $286,357 (+5.73%) Land $74,000 Building $212,357 |
| 2023 | $1,247.00 (+4.44%) Homeowner's exemption | $117,326 (+3%) | $270,831 (+5.14%) Land $70,000 Building $200,831 |
| 2022 | $1,194.00 Homeowner's exemption | $113,909 | $257,590 Land $61,600 Building $195,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Marsh Island Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 6 (2016–2023) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Marsh Island Cir is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-EAGLE CREEK WS serves 655 people · EPA ID FL2554353 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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