113 Marsh Island Cir, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 113 Marsh Island Cir, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,793 sqft · built 2003
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$100 (May 2017)
Tax Bill$1,962 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2023 Line of Credit
+ 2 more
Flood ZoneZone X (moderate risk)
APN074531-2520

Property Details

APN / Parcel Number

Primary APN074531-2520

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,793 sqft Living Area
Gross Area2,417 sqft
1st Floor Area1,793 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area303 sqft
Deck Area376 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address113 MARSH ISLAND CIR
CitySAINT AUGUSTINE
StateFL
Zip32095-9644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 252 OR2576/1947 & 3001/108(F/J) & 3577/783(AMD/FJ) & 3578/1114(Q/C) &4380/521(Q/C)
Legal Range29E
Legal Township06S
Legal Section50
Legal SubdivisionEAGLE CREEK OF ST AUGUSTINE
Legal Block1
Legal Lot Number252
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1007
Census Tract20606

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORP
Jun 19, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Nov 28, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
May 30, 2017Quit Claim Deed, Transfer · Conventional Mortgage
ARVEST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2017 · Amount on Record
Deed SaleMay 1, 2017 · Amount on Record
Prior SaleNov 7, 2005 · Amount on Record
Deed Book / Page4380 / 521
Last Transfer DateMay 22, 2017
Transfer Doc0043800521
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address113 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644

Mortgage

Document Number0062480687
DateOct 30, 2025
Book Page6248/687
Instrument2025088688
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address113 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644
Transaction TypeMortgage
Record UpdatedJul 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644

Mortgage

Document Number0057770817
DateJun 19, 2023
Book Page5777/817
Instrument2023047397
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 12, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address113 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644
Transaction TypeMortgage
Record UpdatedDec 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644

Mortgage

Document Number0056700395
DateNov 28, 2022
Book Page5670/395
Instrument2022107574
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 2, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMay 30, 2017
Property Address113 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644
Document Number0043800521
Book / Page4380 / 0521
Map ReferenceMB28 PG110-116
Instrument DateMay 22, 2017
Instrument2017036750
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
AddressFL 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 MARSH ISLAND CIR, SAINT AUGUSTINE, FL 32095-9644

Mortgage

Document Number2017036751
DateMay 30, 2017
Instrument2017036751
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2032

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,465 (+2.7%)$309,066 (-4.97%) Land $65,000 Building $244,066
2025$1,962.00 (+15.07%) Homeowner's exemption$159,167 (+5.99%)$325,221 (-1.15%) Land $60,000 Building $265,221
2024$1,705.00 (+2.34%)
2023$1,666.00 (+3.87%) Homeowner's exemption$150,176 (+3%)$329,017 (+5.55%) Land $70,000 Building $259,017
2022$1,604.00 Homeowner's exemption$145,802$311,717 Land $61,600 Building $250,117

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims6 (2016–2023)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-EAGLE CREEK WS
serves 655 people · EPA ID FL2554353
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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