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121 Main St, Paonia, CO 81428 Property Records

Delta County property record for 121 Main St, Paonia, CO 81428

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,566 sqft · built 1940
Lot Size0.146 acres (6,360 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Sep 2020)
Tax Bill$1,746 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR009032

Property Details

APN / Parcel Number

Primary APNR009032
Alternative APN
  • 324506131003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,566 sqft Living Area
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account NumberR009032
Street Address121 MAIN ST
CityPAONIA
StateCO
Zip81428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description121 MAIN AVE PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: ORIGINAL PAONIA BLOCK: 2 LOT: 25 AND:- LOT: 26 TOTAL 0.146 AC+- LOT 25 & 26 BLK 2 ORIGINAL PAONIA. SEC 6 T14S R91W 6PM BK 249 PG 25 BK 325 PG 504 BK 282 PG 23 BK 377 PG 408 BK 377 PG 410 BK 35
Legal SubdivisionORIGINAL PAONIA
Legal Block2
Legal Lot Number25
JurisdictionDELTA CO
Township / Civil DivisionPAONIA
Census Block Group4
Census Block4025
Census Tract964600

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1649, PAONIA, CO 81428-1649
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2020 · Amount on Record
Deed SaleSep 21, 2020 · Amount on Record
Prior SaleOct 30, 1989 · Amount on Record
Deed Document Number2020722107
Prior Transfer DateApr 29, 2016
Prior Transfer Doc0000687225
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateSep 21, 2020
Property Address121 MAIN ST, PAONIA, CO 81428
Document Number0000722107
Instrument DateSep 21, 2020
Instrument722107
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$32.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 1649, PAONIA, CO 81428-1649

Mortgage

Document Number0000722108
DateSep 21, 2020
Instrument722108
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityPaonia Town
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,746.00 (+52.36%)$23,343 (+49.28%) Land $6,625 Building $16,718$373,484 (+60.02%) Land $106,000 Building $267,484
2024$1,146.00 (+4.47%)$15,637 (-) Land $3,253 Building $12,384
2023$1,097.00 (+23.68%)$15,637 (+27.42%) Land $3,253 Building $12,384$233,399 (+32.18%) Land $48,558 Building $184,841
2022$887.00$12,272 Land $2,433 Building $9,839$176,575 Land $35,000 Building $141,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1980–1992)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 1992 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST PAONIA DOMESTIC WATER COMPANY
serves 57 people · EPA ID CO0115838
Water SourcePurchased surface water from TOWN OF PAONIA
Last State InspectionApr 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jun 2019
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Delta County Tele-Comm
Fiber · DSL		6,000 / 6,000
Elevate Internet
Fiber		6,000 / 6,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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