Delta County property record for 118 Main St, Paonia, CO 81428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,312 sqft · built 1902 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Sep 2020) |
| Tax Bill | $2,058 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Jan 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009027 |
| Primary APN | R009027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,312 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,019 sqft (0.23 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R009027 |
|---|---|
| Street Address | 118 MAIN ST |
| City | PAONIA |
| State | CO |
| Zip | 81428-5053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 118 MAIN AVE PAONIA 81428 S: 6 T: 14S R: 91W SUBDIVISION: ORIGINAL PAONIA BLOCK: 7 LOT: 12 THRU:- LOT: 14 TOTAL AC 0.23+-LOTS 12 THRU 14 BLK 7 ORIGINAL PAOINA. SEC 6 T14S R91W 6PM BK 414 PG 13 (R-324008) BK 465 PG 607 (R-374294) BK 465 PG 608 (R-3742 |
| Legal Subdivision | ORIGINAL PAONIA |
| Legal Block | 7 |
| Legal Lot Number | 12 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | PAONIA |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 964600 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1292, PAONIA, CO 81428-1292 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2020 | Special Warranty Deed, Transfer · Stand-Alone First Mortgage THE GRANT LIVING TRUST |
| Jan 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jan 13, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2020 · Amount on Record |
| Deed Sale | Sep 1, 2020 · Amount on Record |
| Prior Sale | Jan 13, 2017 · Amount on Record |
| Deed Document Number | 2020721563 |
| Prior Transfer Date | Jun 12, 2012 |
| Prior Transfer Doc | 0000659450 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 1, 2020 |
| Property Address | 118 MAIN ST, PAONIA, CO 81428-5053 |
| Document Number | 0000721563 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 721563 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 MAIN ST, PAONIA, CO 81428-5053 |
| Document Number | 0000721564 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 721564 |
| Name | THE GRANT LIVING TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 1, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Index | 5-Year TN |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 13, 2017 |
| Property Address | 118 MAIN ST, PAONIA, CO 81428-5053 |
| Document Number | 0000692524 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 692524 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10927 3150 RD, HOTCHKISS, CO 81419-6603 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 13, 2017 |
| Property Address | 118 MAIN ST, PAONIA, CO 81428-5053 |
| Document Number | 0000692523 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 692523 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $19.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10927 3150 RD, HOTCHKISS, CO 81419-6603 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Paonia Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,058.00 (+24.05%) | $27,519 (+21.61%) Land $6,625 Building $20,894 | $440,302 (+30.37%) Land $106,000 Building $334,302 |
| 2024 | $1,659.00 (+13.86%) | $22,629 (+8.99%) Land $3,457 Building $19,172 | |
| 2023 | $1,457.00 (-1.82%) | $20,763 (+1.12%) Land $3,414 Building $17,349 | $337,742 (+14.31%) Land $51,598 Building $286,144 |
| 2022 | $1,484.00 | $20,534 Land $2,433 Building $18,101 | $295,451 Land $35,000 Building $260,451 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1980–1992) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 1992 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAONIA serves 2,499 people · EPA ID CO0115601 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2023 Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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