121 Lyons Ln, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 121 Lyons Ln, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,178 sqft · built 1990
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Jul 2023)
Tax Bill	$5,519 (2025)
Deeds & Mortgages	Jul 2023 Sale Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-015668`

Property Details

APN / Parcel Number

Primary APN	`02-015668`
Alternative APNs	`2015668` `015668`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,178 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Lot Dimensions	198 ft deep x 420 ft wide
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	574 sqft
Gazebo	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015668
Street Address	121 LYONS LN
City	CHESTERTOWN
State	MD
Zip	21620-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 10/PLAT 2 REBA L. ANTHONY ESTS
Legal Subdivision	ANTHONY REBA L
Legal Lot Number	10
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	2, CHURCH HILL
Census Block Group	1
Census Block	1023
Census Tract	810300

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 LYONS LN, CHESTERTOWN, MD 21620-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed, Transfer BAY AREA TITLE, BAY EAST TITLE
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Book / Page	4249 / 136
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jul 10, 2023
Property Address	121 LYONS LN, CHESTERTOWN, MD 21620-2249
Document Number	0042490136
Book / Page	4249 / 136
Map Reference	LB TSP 1 FO 48B
Instrument Date	Jul 7, 2023
Transaction Type	Transfer
Record Updated	Jul 26, 2023
Title Company	BAY AREA TITLE, BAY EAST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	117 118 AND 121 LYONS LANE, CHESTERTOWN, MD 21620-2249

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jan 12, 2021
Property Address	121 LYONS LN, CHESTERTOWN, MD 21620-2249
Document Number	0035670210
Book / Page	3567 / 210
Map Reference	LB TSP 1 FO 48B
Instrument Date	Jan 8, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NEWLYN TITEL ASSURANCE CO IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3851 PORTER ST NW APT A277, A277, WASHINGTON, DC 20016-2970

Mortgage

Document Number	0003567216
Date	Jan 12, 2021
Instrument	3567/216

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$591,367 (+15.4%)	$596,100 (+1.21%) Land $320,500 Building $275,600
2025	$5,519.00 (+14.34%) Homeowner's exemption
2023	$4,827.00	$512,467 (+8.07%)	$589,000 (+24.21%) Land $322,500 Building $266,500
2022		$474,200 Land $255,000 Building $219,200	$474,200 Land $255,000 Building $219,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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