109 Lyons Ln, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 109 Lyons Ln, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,944 sqft · built 1981
Lot Size	0.391 acres (17,032 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (May 2022)
Tax Bill	$4,036 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-009064`

Property Details

APN / Parcel Number

Primary APN	`02-009064`
Alternative APNs	`2009064` `009064`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,944 sqft Total Area
Basement Area	80 sqft
Unfinished Basement	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	17,032 sqft (0.391 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Built-in
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	275 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	009064
Street Address	109 LYONS LN
City	CHESTERTOWN
State	MD
Zip	21620-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 7 PLAT 2 REBA L ANTHONY ESTATES
Legal Subdivision	ANTHONY ESTATES
Legal Lot Number	7
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	2, CHURCH HILL
Census Block Group	1
Census Block	1023
Census Tract	810300

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	109 LYONS LN, CHESTERTOWN, MD 21620-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Feb 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CHESAPEAKE BANK & TRUST COMPANY
Apr 23, 2018	Deed, Transfer · Stand-Alone First Mortgage CHESAPEAKE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	Apr 23, 2018 · Amount on Record
Deed Book / Page	4044 / 40
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	0032620276
Record Updated	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	May 20, 2022
Property Address	109 LYONS LN, CHESTERTOWN, MD 21620-2249
Document Number	0040440040
Book / Page	4044 / 40
Map Reference	MB TSP 1 FO 48B
Instrument Date	May 16, 2022
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LYONS LN, CHESTERTOWN, MD 21620-2249

Mortgage

Document Number	0004044046
Date	May 20, 2022
Instrument	4044-046

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Feb 11, 2020
Property Address	109 LYONS LN, CHESTERTOWN, MD 21620-2249
Document Number	0032620276
Book / Page	3262 / 276
Map Reference	MB MWM 16 FO 4
Instrument Date	Jan 24, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LYONS LN, CHESTERTOWN, MD 21620-2249

Mortgage

Document Number	0003262280
Date	Feb 11, 2020
Instrument	3262/280

Lender

Name	CHESAPEAKE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Apr 23, 2018
Property Address	109 LYONS LN, CHESTERTOWN, MD 21620-2249
Document Number	0028860237
Book / Page	2886 / 237
Map Reference	LB MWM16 FO4
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LIBERTY TITLE & ESCROW PF MA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 LYONS LN, CHESTERTOWN, MD 21620-2249

Mortgage

Document Number	0002886245
Date	Apr 23, 2018
Instrument	2886/245

Lender

Name	CHESAPEAKE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,900 (+1.98%)	$460,100 (+5.94%) Land $128,000 Building $332,100
2025	$4,036.00 (+12.17%) Homeowner's exemption	$434,300 (+12.25%) Land $81,200 Building $353,100	$434,300 (-) Land $81,200 Building $353,100
2023	$3,598.00 Homeowner's exemption	$386,900	$434,300 Land $81,200 Building $353,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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