Burke County property record for 121 Lloyd St, Valdese, NC 28690
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,999 sqft · built 1999 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Last Sale | $452,500 (Jul 2022) |
| Tax Bill | $3,017 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2753030379 |
| Primary APN | 2753030379 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,999 sqft Living Area |
| Gross Area | 4,908 sqft |
| 1st Floor Area | 1,929 sqft |
| Basement Area | 1,929 sqft |
| Unfinished Basement | 1,929 sqft |
| Flooring | Hardwood |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Log Home |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 50,965 sqft (1.17 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 900 sqft |
| Carport | Carport |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,920 sqft |
| Deck Area | 64 sqft |
| Patio Area | 510 sqft |
| Shed | 1 Shed |
| Shed Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Old Parcel Number | 2753030379 |
|---|---|
| Street Address | 121 LLOYD ST |
| City | VALDESE |
| State | NC |
| Zip | 28690-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HIGHWAY BUSINESS DIST |
| Legal Description | 121 LLOYD ST VALDESE, NC 28690 |
| Legal Subdivision | JUDY HUGHES |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20902 |
Source: Burke County records · APN 2753030379
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 121 LLOYD ST, VALDESE, NC 28690-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| Mar 03, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2022 · Amount on Record |
| Deed Sale | Jul 28, 2022 · Amount on Record |
| Deed Document Number | 0000263794 |
| Deed Book / Page | 2637 / 94 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 121 LLOYD ST, VALDESE, NC 28690-9741 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0026950060 |
|---|---|
| Date | Jul 13, 2023 |
| Book Page | 2695/60 |
| Instrument | 2023006385 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | May 22, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jul 28, 2022 |
| Property Address | 121 LLOYD ST, VALDESE, NC 28690-9741 |
| Document Number | 0026370094 |
| Book / Page | 2637 / 94 |
| Map Reference | MB 43 PG 66 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022023967 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Title Company | HERITAGE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $905.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1311 3RD AVE NW, 1311, HICKORY, NC 28601-4703 |
| Name | Verified Name |
|---|---|
| Address | 121 LLOYD ST, VALDESE, NC 28690-9741 |
| Document Number | 2022023968 |
|---|---|
| Date | Jul 28, 2022 |
| Instrument | 2022023968 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 121 LLOYD ST, VALDESE, NC 28690-9741 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 121 LLOYD ST, VALDESE, NC 28690-9741 |
| Document Number | 0026070435 |
|---|---|
| Date | Mar 03, 2022 |
| Book Page | 2607/435 |
| Instrument | 2021018109 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Rutherford College Town |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,017.00 (-0.59%) | $443,187 (-) Land $25,690 Building $417,497 | $443,187 (-) Land $25,690 Building $417,497 |
| 2023 | $3,035.00 | $443,187 Land $25,690 Building $417,497 | $443,187 Land $25,690 Building $417,497 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Based on FCC filings for 55 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF VALDESE serves 13,571 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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