101 Lloyd St, Valdese, NC 28690 Property Records

Burke County property record for 101 Lloyd St, Valdese, NC 28690

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,083 sqft · built 1990
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jan 2020)
Tax Bill	$1,256 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2753030689`

Property Details

APN / Parcel Number

Primary APN	`2753030689`
Alternative APN	`13824`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,083 sqft Living Area
1st Floor Area	1,013 sqft
Utility Room	Utility Room
Flooring	Tile

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Porch	Slab
Porch Area	68 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	101 LLOYD ST
City	VALDESE
State	NC
Zip	28690-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIGHWAY BU
Legal Description	101 LLOYD ST VALDESE, NC 28690
Legal Subdivision	DAVID W LOWMAN ESTATE
Jurisdiction	BURKE NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1015
Census Tract	20902

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 LLOYD ST, VALDESE, NC 28690-9741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	202017036564
Deed Book / Page	2446 / 238
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 27, 2020
Property Address	101 LLOYD ST, VALDESE, NC 28690-9741
Document Number	0024460238
Book / Page	2446 / 0238
Map Reference	MB I-2 PG 396
Instrument Date	Jan 27, 2020
Instrument	2017036564
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9712 HARRIS GLEN DR, 9712, CHARLOTTE, NC 28269-0423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 LLOYD ST, VALDESE, NC 28690-9741

Mortgage

Document Number	2017036565
Date	Jan 27, 2020
Instrument	2017036565

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Rutherford College Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,256.00 (+17.05%)	$148,667 (-) Land $14,788 Building $133,879	$148,667 (-) Land $14,788 Building $133,879
2025	$1,073.00 (-0.28%)	$148,667 (-) Land $14,788 Building $133,879	$148,667 (-) Land $14,788 Building $133,879
2023	$1,076.00	$148,667 Land $14,788 Building $133,879	$148,667 Land $14,788 Building $133,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF VALDESE serves 13,571 people · EPA ID NC0112010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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