Somerset County and Franklin Township property record for 121 Harrow Dr, Somerset, NJ 08873
| Property Type | Single Family Home |
|---|---|
| Details | 1,428 sqft · built 1986 |
| Lot Size | 0.046 acres (2,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,900 (Feb 2020) |
| Tax Bill | $7,676 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00424-04-00121 |
| Primary APN | 08-00424-04-00121 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,428 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 2,017 sqft (0.046 acres) |
| Lot Dimensions | 72 ft deep x 28 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 121 HARROW DR |
|---|---|
| City | SOMERSET |
| State | NJ |
| Zip | 08873-4831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Subdivision | QUAILBROOK PH IV-B |
| Legal Block | 424.4 |
| Legal Lot Number | 121 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 53105 |
121 Harrow Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Somerset County and Franklin Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 HARROW DR, SOMERSET, NJ 08873-4831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 28, 2020 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on File |
| Deed Sale | Feb 28, 2020 · Amount on File |
| Deed Document Number | 20208996 |
| Deed Book / Page | 7193 / 1080 |
| Prior Transfer Date | Jan 30, 2001 |
| Prior Transfer Doc | 0000031373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 121 HARROW DR, SOMERSET, NJ 08873-4831 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012165 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 7312/1192 |
| Instrument | 2021012165 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 121 HARROW DR, SOMERSET, NJ 08873-4831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000037428 |
|---|---|
| Date | Aug 20, 2020 |
| Book Page | 7239/3149 |
| Instrument | 2020037428 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Feb 28, 2020 |
| Property Address | 121 HARROW DR, SOMERSET, NJ 08873-4831 |
| Document Number | 0000008996 |
| Book / Page | 007193 / 001080 |
| Instrument Date | Feb 12, 2020 |
| Instrument | 8996 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $283.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 HARROW DR SOMERSET NJ 088734831, SOMERSET, NJ 08873-4831 |
| Document Number | 8997 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 007193/001085 |
| Instrument | 8997 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 27, 2050 |
The 2025 property tax bill for 121 Harrow Dr was $7,676, up 10.7% from the year before.
Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,400 (-) Land $200,000 Building $241,400 | $441,400 (-) Land $200,000 Building $241,400 | |
| 2025 | $7,676.00 (+10.68%) | $441,400 Land $200,000 Building $241,400 | $441,400 Land $200,000 Building $241,400 |
| 2024 | $6,935.00 | ||
| 2023 | $341,500 Land $160,000 Building $181,500 | $341,500 Land $160,000 Building $181,500 | |
| 2022 | $6,042.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Harrow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 121 Harrow Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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