116 Harrow Dr, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 116 Harrow Dr, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	1,428 sqft · built 1986
Lot Size	0.071 acres (3,097 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Apr 2026)
Tax Bill	$7,676 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00424-04-00116`

Property Details

APN / Parcel Number

Primary APN	`08-00424-04-00116`
Alternative APN	`0800424000400116`

Interior

Stories	2 Stories
Building Area	1,428 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Frame
Lot Area	3,097 sqft (0.071 acres)
Lot Dimensions	72 ft deep x 43 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	116 HARROW DR
City	SOMERSET
State	NJ
Zip	08873-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Subdivision	QUAILBROOK PH IV-D
Legal Block	424.4
Legal Lot Number	116
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2002
Census Tract	53105

Owner

116 Harrow Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	116 HARROW DR, SOMERSET, NJ 08873-4831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	May 4, 1998 · Amount on File
Deed Document Number	202611604
Deed Book / Page	7678 / 79
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Apr 27, 2026
Property Address	116 HARROW DR, SOMERSET, NJ 08873-4831
Document Number	0000011604
Book / Page	7678 / 79
Instrument Date	Apr 20, 2026
Instrument	202611604
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 HARROW DR, SOMERSET, NJ 08873-4831

Mortgage

Document Number	0000011605,
Date	Apr 27, 2026
Instrument	202611605

Lender

Name	PROVIDENT FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 116 Harrow Dr was $7,676, up 10.7% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$441,400 (-) Land $200,000 Building $241,400	$441,400 (-) Land $200,000 Building $241,400
2025	$7,676.00 (+10.67%)	$441,400 Land $200,000 Building $241,400	$441,400 Land $200,000 Building $241,400
2024	$6,936.00
2023		$341,500 Land $160,000 Building $181,500	$341,500 Land $160,000 Building $181,500
2022	$6,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 Harrow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 116 Harrow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum.

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