121 Grattan St, San Francisco, CA 94117 Property Records

San Francisco City property record for 121 Grattan St, San Francisco, CA 94117

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 4 ba · 2,735 sqft · built 1907
Lot Size	0 acres (19 sqft)
Owner	2 Individual Names on File
Last Sale	$1,625,000 (Mar 2025)
Tax Bill	$26,368 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2021 Mortgage + 1 more
APN	`1281-016`

Property Details

APN / Parcel Number

Primary APN	`1281-016`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,735 sqft Living Area
1st Floor Area	2,735 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	19 sqft

Location & Zoning

Street Address	121 GRATTAN ST
City	SAN FRANCISCO
State	CA
Zip	94117-4208
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RH3
Legal Description	BLK 874
Legal Block	1281
Legal Lot Number	16
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	WESTERN ADDITION-BUENA VISTA-EUREKA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	17102

Owner

121 Grattan St, a residential property, is owned and occupied by two individuals who bought it in March 2025.

Source: San Francisco City records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 GRATTAN ST, SAN FRANCISCO, CA 94117-4208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit NORTHERN TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Prior Sale	May 1, 2015 · Amount on File
Deed Document Number	202521387
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	121 GRATTAN ST # 123, 123, SAN FRANCISCO, CA 94117-4208
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 GRATTAN ST 123, 123, SAN FRANCISCO, CA 94117-4208

Mortgage

Document Number	0000027864
Date	Mar 23, 2026
Instrument	2026027864

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	121-123 GRATTAN ST, SAN FRANCISCO, CA 94117
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 CALIFORNIA ST, SAN FRANCISCO, CA 94109-4340

Mortgage

Document Number	0000124861
Date	Jul 30, 2021
Instrument	2021124861

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Aug 1, 2031
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Max Rate	10.9%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	121-123 GRATTAN ST, SAN FRANCISCO, CA 94117
Document Number	0K67500529
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	340 PINE ST #501 SAN FRANCISCO CA 941043237, 501, SAN FRANCISCO, CA 94104-3237

Mortgage

Document Number	0K67500529
Date	Sep 21, 2018
Instrument	K675529

Lender

Name	NORTHERN TR
Address	CHICAGO, IL 60603

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 Grattan St was $26,368, up 3% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,157,669 (+2%) Land $1,294,534 Building $863,020
2025	$26,368.00 (+3.01%)	$2,115,394 Land $1,269,151 Building $846,098
2024	$25,598.00 (+2.04%)
2023	$25,087.00 (+2.08%)	$2,033,335 Land $1,219,869 Building $813,466
2022	$24,576.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 121 Grattan St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 121 Grattan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, Google Fiber, T-Mobile, Verizon.

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