Passaic County and Wayne Township property record for 121 Gow Rd, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,978 sqft · built 1977 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | Individual Name on File |
| Last Sale | $601,000 (Oct 2019) |
| Tax Bill | $17,178 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01108-0000-00040 |
| Primary APN | 14-01108-0000-00040 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,978 sqft Living Area |
|---|
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Lot Area | 15,202 sqft (0.349 acres) |
| Old Parcel Number | 1400187X00008 |
|---|---|
| Street Address | 121 GOW RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LYNNFIELD |
| Legal Block | 1108 |
| Legal Lot Number | 40 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 246104 |
Source: Passaic County and Wayne Township records · APN 14-01108-0000-00040
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 GOW RD, WAYNE, NJ 07470-2868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 01, 2019 | Deed, Transfer · Conventional Mortgage MNET MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2019 · Amount on Record |
| Deed Sale | Oct 01, 2019 · Amount on Record |
| Prior Sale | Jul 27, 1998 · Amount on Record |
| Deed Document Number | 201944556 |
| Deed Book / Page | 3664 / 111 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 121 GOW RD, WAYNE, NJ 07470-2868 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000040176 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | M17213/20 |
| Instrument | 2021040176 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 01, 2019 |
| Property Address | 121 GOW RD, WAYNE, NJ 07470-2868 |
| Document Number | 0000044556 |
| Book / Page | D3664 / 0111 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 2019044556 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,103.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 DOREMUS LN, 10, WAYNE, NJ 07470-4526 |
| Name | Verified Name |
|---|---|
| Address | 121 GOW RD, WAYNE, NJ 07470-2868 |
| Document Number | 0000044557 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | M15744/0254 |
| Instrument | 2019044557 |
| Name | MNET MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,400 (-) Land $121,200 Building $165,200 | $286,400 (-) Land $121,200 Building $165,200 | |
| 2025 | $17,178.00 (+0.87%) | $286,400 (-) Land $121,200 Building $165,200 | $286,400 (-) Land $121,200 Building $165,200 |
| 2024 | $17,029.00 (+5.16%) | ||
| 2023 | $286,400 Land $121,200 Building $165,200 | $286,400 Land $121,200 Building $165,200 | |
| 2022 | $16,193.00 |
Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1982–2021) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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