118 Gow Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 118 Gow Rd, Wayne, NJ 07470 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,456 sqft · built 1978
Lot Size0.367 acres (15,987 sqft)
Owner2 Individual Names on File
Last Sale$290,000 (Oct 1989)
Tax Bill$14,863 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-01108-0000-00037

Property Details

APN / Parcel Number

Primary APN14-01108-0000-00037
Alternative APNs
  • 1400187M00018
  • 140110800037

Interior

Building Area2,456 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleBi-Level
Lot Area15,987 sqft (0.367 acres)

Location & Zoning

Old Parcel Number1400187M00018
Street Address118 GOW RD
CityWAYNE
StateNJ
Zip07470-2867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionLYONFIELD
Legal Block1108
Legal Lot Number37
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1010
Census Tract246104

Owner

Source: Passaic County and Wayne Township records · APN 14-01108-0000-00037

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address118 GOW RD, WAYNE, NJ 07470-2867
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 1989 · Amount on Record
Deed SaleOct 02, 1989 · Amount on Record
Deed Book / Page125 / 408
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address118 GOW RD, WAYNE, NJ 07470-2867
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021878
DateMay 02, 2017
Book PageM14464/0095
Instrument2017021878
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 22, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$247,800 (-) Land $115,900 Building $131,900$247,800 (-) Land $115,900 Building $131,900
2025$14,863.00 (+0.88%)$247,800 (-) Land $115,900 Building $131,900$247,800 (-) Land $115,900 Building $131,900
2024$14,734.00 (+5.17%)
2023$247,800 Land $115,900 Building $131,900$247,800 Land $115,900 Building $131,900
2022$14,010.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340312461041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims8 (1982–2021)
Claims Outside the SFHA6 of 8
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events
  • Hurricane Irene (Aug 2011), 2 claims
  • Hurricane Floyd Major Disaster Declarations (Sep 1999), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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