121 Fire Rd 11, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 121 Fire Rd 11, Lancaster, MA 01523

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,243 sqft · built 1985
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Nov 2019)
Tax Bill	$11,470 (2025)
Deeds & Mortgages	Dec 2020 Refinance Nov 2019 Sale & Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LANC M:009.0 B:0000 L:0042.0`

Property Details

APN / Parcel Number

Primary APN	`LANC M:009.0 B:0000 L:0042.0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,243 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,660 sqft
Unfinished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	121 FIRE RD 11
City	LANCASTER
State	MA
Zip	01523-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	42.0
Jurisdiction	LANCASTER MA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4035
Census Tract	713100

Owner

121 Fire Rd 11 is owned by two individuals who bought it in November 2019.

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 WOOD LOT LN, SOUTHBURY, CT 06488-1877
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTOWN SAVINGS BANK
Nov 18, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance NEWTOWN SAVINGS BANK
Mar 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Mar 20, 2018
Deed Document Number	2019123785
Deed Book / Page	61437 / 152
Prior Transfer Date	Nov 12, 2019
Prior Transfer Doc	61437-152
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER MA
Property Address	121 FIRE RD 11, LANCASTER, MA 01523-3004
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63909-23
Date	Dec 7, 2020
Book Page	63909/23
Instrument	150308

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Nov 18, 2019
Property Address	121 FIRE RD 11, LANCASTER, MA 01523-3004
Document Number	61437-152
Book / Page	61437 / 152
Instrument Date	Nov 12, 2019
Instrument	123785
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 WOOD LOT LN LOT LN, LN, SOUTHBURY, CT

Mortgage

Document Number	123786
Date	Nov 18, 2019
Instrument	123786

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER MA
Recording Date	Mar 20, 2018
Property Address	121 FIRE RD 11, LANCASTER, MA 01523-3004
Document Number	58559-372
Book / Page	058559 / 000372
Instrument Date	Feb 6, 2018
Instrument	25622
Transaction Type	Transfer
Record Updated	Apr 10, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	15 GINGERBREAD HL MARBLEHEAD MA 019452636, MARBLEHEAD, MA 01945-2636

Tax Assessment & Valuation

The 2025 property tax bill for 121 Fire Rd 11 was $11,470.

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Lancaster Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,470.00	$709,800 Land $264,100 Building $445,700	$627,285 (-15.71%)
2024			$744,230
2023	$10,880.00	$632,900 Land $205,700 Building $427,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Fire Rd 11 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Fire Rd 11 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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