121 Elfreth Ln, Spring Lake, NC 28390 Property Records

Cumberland County property record for 121 Elfreth Ln, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,448 sqft · built 1988
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$213,500 (Jan 2024)
Tax Bill	$3,149 (2026)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0501-57-8311`

Property Details

APN / Parcel Number

Primary APN	`0501-57-8311`
Alternative APN	`0501.11578311`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,448 sqft Heated Area
1st Floor Area	1,448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	109 ft deep x 35 ft wide
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	121 ELFRETH LN
City	SPRING LAKE
State	NC
Zip	28390-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	MANCHESTER FOREST LO:85 SE:01 PL:0044-0080
Legal Subdivision	MANCHESTER FOREST
Legal Block	57
Legal Lot Number	85
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1003
Census Tract	3501

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 ELFRETH LN, SPRING LAKE, NC 28390-3224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Correction Deed
Jan 23, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 21, 2021	Correction Deed, Transfer TIAGO NATIONAL TITLE-FAYETTEVILLE, TIAGO NAT'L TITLE-FAYETTEVILLE
Jan 15, 2021	Correction Deed, Transfer TIAGO NATIONAL TITLE-FAYETTEVILLE, TIAGO NAT'L TITLE-FAYETTEVILLE
Dec 29, 2020	Warranty Deed, Transfer TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	20241945
Deed Book / Page	11895 / 196
Prior Transfer Date	Jan 10, 2024
Prior Transfer Doc	0118890016
Record Updated	Oct 29, 2026

January 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jan 11, 2024
Property Address	121 ELFRETH LN, SPRING LAKE, NC 28390-3224
Document Number	0118890016
Book / Page	11889 / 16
Map Reference	MB 44 PG 80
Instrument Date	Jan 10, 2024
Instrument	870
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ELFRETH LN, SPRING LAKE, NC 28390-3224

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jan 23, 2024
Property Address	121 ELFRETH LN, SPRING LAKE, NC 28390-3224
Document Number	0118950196
Book / Page	11895 / 196
Map Reference	MB 44 PG 80
Instrument Date	Jan 2, 2024
Instrument	1945
Transaction Type	Transfer
Record Updated	Feb 6, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2615 GREEN HERON DR, FAYETTEVILLE, NC 28306-3581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ELFRETH LN, SPRING LAKE, NC 28390-3224

Mortgage

Document Number	0000001946
Date	Jan 23, 2024
Instrument	1946

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Mortgage

Document Number	0118950198
Date	Jan 23, 2024
Book Page	11895/198
Instrument	1946

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR, SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jan 21, 2021
Property Address	121 ELFRETH LN, SPRING LAKE, NC 28390-3224
Document Number	0109990533
Book / Page	010999 / 000533
Instrument Date	Jan 21, 2021
Instrument	2985
Transaction Type	Transfer
Record Updated	Mar 16, 2021
Title Company	TIAGO NATIONAL TITLE-FAYETTEVILLE, TIAGO NAT'L TITLE-FAYETTEVILLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jan 15, 2021
Property Address	121 ELFRETH LN, SPRING LAKE, NC 28390-3224
Document Number	0109950172
Book / Page	010995 / 000172
Instrument Date	Jan 15, 2021
Instrument	2228
Transaction Type	Transfer
Record Updated	Mar 17, 2021
Title Company	TIAGO NATIONAL TITLE-FAYETTEVILLE, TIAGO NAT'L TITLE-FAYETTEVILLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 29, 2020
Property Address	121 ELFRETH LN, SPRING LAKE, NC 28390-3224
Document Number	0109740763
Book / Page	010974 / 000763
Instrument Date	Dec 23, 2020
Instrument	49240
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 ELFRETH LN SPRING LAKE NC 283903224, SPRING LAKE, NC 28390-3224

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,149.00
2025	$3,149.00 (+46.81%)	$175,629 (+52.53%) Land $28,000 Building $147,629	$175,629 (+52.53%) Land $28,000 Building $147,629
2024	$2,145.00 (+12.89%)	$115,146 (+4.13%) Land $15,000 Building $100,146	$115,146 (+4.13%) Land $15,000 Building $100,146
2023		$110,582 Land $15,000 Building $95,582	$110,582 Land $15,000 Building $95,582
2022	$1,900.00 (+1.55%)
2019	$1,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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