115 Elfreth Ln, Spring Lake, NC 28390 Property Records

Cumberland County property record for 115 Elfreth Ln, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,224 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Mar 2024)
Tax Bill	$2,510 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0501-57-5352`

Property Details

APN / Parcel Number

Primary APN	`0501-57-5352`
Alternative APN	`0501.11575352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,224 sqft Heated Area
1st Floor Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	115 ELFRETH LN
City	SPRING LAKE
State	NC
Zip	28390-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	MANCHESTER FOREST LO:82 SE:01 PL:0044-0080
Legal Subdivision	MANCHESTER FOREST
Legal Block	57
Legal Lot Number	82
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1003
Census Tract	3501

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	115 ELFRETH LN, SPRING LAKE, NC 28390-3224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Mar 20, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on File
Deed Sale	Mar 20, 2024 · Amount on File
Deed Document Number	20247814
Deed Book / Page	11930 / 405
Prior Transfer Date	Mar 1, 2024
Prior Transfer Doc	0119300403
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 20, 2024
Property Address	115 ELFRETH LN, SPRING LAKE, NC 28390-3224
Document Number	0119300405
Book / Page	11930 / 405
Map Reference	MB 44 PG 80
Instrument Date	Mar 6, 2024
Instrument	7814
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Amount	Amount on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1502, LAURINBURG, NC 28353-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 ELFRETH LN, SPRING LAKE, NC 28390-3224

Mortgage

Document Number	0000007816
Date	Mar 20, 2024
Instrument	7816

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Mortgage

Document Number	0119300409
Date	Mar 20, 2024
Book Page	11930/409
Instrument	7816

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 20, 2024
Property Address	115 ELFRETH LN, SPRING LAKE, NC 28390-3224
Document Number	0119300403
Book / Page	11930 / 403
Map Reference	MB 44 PG 80
Instrument Date	Mar 1, 2024
Instrument	7813
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,510.00
2025	$2,510.00 (+32.31%)	$136,728 (+43.59%) Land $28,000 Building $108,728	$136,728 (+43.59%) Land $28,000 Building $108,728
2024	$1,897.00 (+10.94%)	$95,224 (-) Land $15,000 Building $80,224	$95,224 (-) Land $15,000 Building $80,224
2023	$1,710.00	$95,224 Land $15,000 Building $80,224	$95,224 Land $15,000 Building $80,224
2022	$1,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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