121 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 121 Echo Ln, Fairhope, AL 36532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,920 sqft · built 1991
Lot Size	0.836 acres (36,400 sqft)
Owner	2 Company Names on File
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-04-19-4-000-006.001`

Property Details

APN / Parcel Number

Primary APN	`46-04-19-4-000-006.001`
Alternative APNs	`102653` `198067`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,920 sqft Heated Area
1st Floor Area	3,272 sqft
Upper Floors Area	648 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,400 sqft (0.836 acres)
Lot Dimensions	160 ft deep x 190 ft wide
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	198067
Street Address	121 ECHO LN
City	FAIRHOPE
State	AL
Zip	36532-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	190' X 160' IRR FR SW COR OF NW1/4 OF SE1/4 RUN N 421.7' &E 50' FOR BEG TH CONT E 160' TH N 190' TH W 210' TH S 120' TH E 50'
Legal Range	02
Legal Township	06
Legal Section	19
Jurisdiction	BALDWIN AL
Township / Civil Division	FAIRHOPE
Census Block Group	2
Census Block	2038
Census Tract	11202

Owner

Source: Baldwin County assessment roll, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	121 ECHO LN, FAIRHOPE, AL 36532-1433
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 15, 2017
Transfer Doc	0001624878
Record Updated	Jun 8, 2026

March 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	BALDWIN AL
Recording Date	Mar 29, 2017
Property Address	121 ECHO LN, FAIRHOPE, AL 36532-1433
Document Number	0001624878
Instrument Date	Mar 15, 2017
Instrument	1624878
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	121 ECHO LN FAIRHOPE AL 365321433, FAIRHOPE, AL 36532-1433

Mortgage

Document Number	1624879
Date	Mar 29, 2017
Instrument	1624879

Lender

Name	FIRSTBANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.44%

Mortgage

Document Number	1624880,
Date	Mar 29, 2017
Instrument	1624880

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	4.44%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Fairhope City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00	$43,900 (-) Land $12,000 Building $31,900	$856,100 (+22.91%) Land $202,800 Building $653,300
2023	$1,715.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$43,900 (-25.26%)	$696,500 (+18.59%) Land $193,200 Building $503,300
2022	$1,715.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$58,740	$587,300 Land $178,200 Building $409,100
2021	$1,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 units insured incl. 137 condo units
Nearby Flood Claims	129 (1978–2020)
Claims Outside the SFHA	24 of 129
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Katrina, Aug 2005 · 60 claims Hurricane Ivan, Sep 2004 · 15 claims Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile USA, Telapex.

Nearby Properties on Echo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures