121 E Westbrook St, Troy, TN 38260 Property Records

Obion County property record for 121 E Westbrook St, Troy, TN 38260

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,008 sqft · built 1926
Lot Size0.247 acres (10,800 sqft)
OwnerIndividual Name on File
Last Sale$149,900 (May 2024)
Tax Bill$462 (2018)
Deeds & MortgagesMay 2024 Sale & Mortgage
Apr 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN066093J C 00600

Property Details

APN / Parcel Number

Primary APN066093J C 00600
Alternative APN
  • 093J C 00600

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1978
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,800 sqft (0.247 acres)
Lot Dimensions135 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area597 sqft
Deck Area120 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area216 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address121 E WESTBROOK ST
CityTROY
StateTN
Zip38260-5871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 6
JurisdictionOBION TN
Township / Civil Division6
Census Block Group1
Census Block1063
Census Tract965400

Owner

Source: Obion County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address121 E WESTBROOK ST, TROY, TN 38260-5871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2024Warranty Deed, Transfer · Conventional Mortgage
CADENCE BANK NA
Apr 30, 2021Warranty Deed, Transfer
Feb 10, 2017Loan Modification, Mortgage
FIRST CITIZENS NAT'L BK
Feb 10, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2024 · Amount on Record
Deed SaleMay 20, 2024 · Amount on Record
Prior SaleFeb 10, 2017 · Amount on Record
Deed Document Number0000387198
Deed Book / Page387 / 198
Record UpdatedJun 8, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateMay 20, 2024
Property Address121 E WESTBROOK ST, TROY, TN 38260-5871
Document Number000387/198
Book / Page387 / 198
Instrument DateMay 20, 2024
Instrument83021
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E WESTBROOK ST, TROY, TN 38260-5871

Mortgage

Document Number0000083022
DateMay 20, 2024
Instrument83022
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateApr 30, 2021
Property Address121 E WESTBROOK ST, TROY, TN 38260-5871
Document Number281/398
Book / Page281 / 398
Instrument DateApr 28, 2021
Instrument67340
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Tax$57.35
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1713 SHATZ RD, UNION CITY, TN 38261-5909

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOBION TN
Property Address121 E WESTBROOK ST, TROY, TN 38260-5871
Document Number0000047353
Instrument DateFeb 10, 2017
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 555 TROY TN 382600555, TROY, TN 38260-0555

Mortgage

Document Number0000047353
DateFeb 14, 2017
Book Page000190/000186
Instrument47353
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38025-0370
Agreement
Term120 Months
DueFeb 13, 2027
Interest
Rate TypeAdjustable Rate

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOBION TN
Recording DateFeb 10, 2017
Property Address121 E WESTBROOK ST, TROY, TN 38260-5871
Document Number0000047317
Book / Page000190 / 000060
Instrument DateFeb 8, 2017
Instrument47317
Transaction TypeTransfer
Record UpdatedFeb 15, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address121 E WESTBROOK ST TROY TN 382605871, TROY, TN 38260-5871

Tax Assessment & Valuation

Source: Obion County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyObion County
MunicipalityTroy Town
Unified School DistrictObion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,850 (-) Land $2,750 Building $15,100
2024$17,850 (-) Land $2,750 Building $15,100
2023$17,850 (+38.91%) Land $2,750 Building $15,100$71,400 (+38.91%) Land $11,000 Building $60,400
2022$12,850 Land $2,500 Building $10,350$51,400 Land $10,000 Building $41,400
2018$462.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY WATER SYSTEM
serves 2,096 people · EPA ID TN0000712
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gibson Electric Membership
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

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