120 E Westbrook St, Troy, TN 38260 Property Records

Obion County property record for 120 E Westbrook St, Troy, TN 38260

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1949
Lot Size	0.349 acres (15,210 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Feb 2000)
Tax Bill	$220 (2022)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`066093G E 00400`

Property Details

APN / Parcel Number

Primary APN	`066093G E 00400`
Alternative APN	`093G E 00400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1965
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,210 sqft (0.349 acres)
Lot Dimensions	169 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool Type
Pool Area	648 sqft
Porch	Slab
Porch Area	88 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	120 E WESTBROOK ST
City	TROY
State	TN
Zip	38260-5870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 6
Jurisdiction	OBION TN
Township / Civil Division	6
Census Block Group	1
Census Block	1057
Census Tract	965400

Owner

120 E Westbrook St is owned and occupied by an individual who acquired it in September 2025.

Source: Obion County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	120 E WESTBROOK ST, TROY, TN 38260-5870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2000 · Amount on File
Deed Sale	Feb 16, 2000 · Amount on File
Prior Sale	Feb 24, 1999 · Amount on File
Deed Book / Page	24W / 302
Last Transfer Date	Sep 9, 2025
Transfer Doc	0000434/80
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OBION TN
Recording Date	Sep 15, 2025
Property Address	120 E WESTBROOK ST, TROY, TN 38260-5870
Document Number	0000434/80
Book / Page	434 / 80
Instrument Date	Sep 9, 2025
Instrument	89489
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E WESTBROOK ST, TROY, TN 38260-5870

Mortgage

Document Number	0000089490
Date	Sep 15, 2025
Instrument	89490

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Municipality	Troy Town
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,300 (-) Land $2,000 Building $16,300
2024		$18,300 (-) Land $2,000 Building $16,300
2023		$18,300 (+57.76%) Land $2,000 Building $16,300	$73,200 (+57.76%) Land $8,000 Building $65,200
2022	$220.00	$11,600 Land $2,000 Building $9,600	$46,400 Land $8,000 Building $38,400
2018	$407.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 E Westbrook St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 E Westbrook St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER SYSTEM serves 2,096 people · EPA ID TN0000712
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20